CFPB · Single-product concentration

Smith, Cohen & Rosenberg LLC

31 CFPB complaints · 71% in "Debt collection" · top issue Attempts to collect debt not owed.

31 CFPB complaints

Smith, Cohen & Rosenberg LLC: 71% of 31 CFPB complaints sit in "Debt collection". Timely 74.2% · relief 12.9%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2019 to 2024

CFPB relief outcome brief

CCDB company smith-cohen-rosenberg-llc

12.9% relief · 74.2% timely · 31 filings · Debt collection

Nearest relief peer: RSH & Associates, LLC (13.1% relief)

Smith, Cohen & Rosenberg LLC(this)12.9%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Smith, Cohen & Rosenberg LLC and nearest filing-volume peers

Smith, Cohen & Rosenberg LLC closes 12.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Smith, Cohen & Rosenberg LLC scores strongest on closed with explanation (70/100 percentile-benchmarked) and weakest on timely response (55/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

61 /100 grade C

Relief provided

60 / 100 percentile-benchmarked

12.9% of complaints closed with relief to the consumer

Timely response

55 / 100 percentile-benchmarked

74.2% of complaints answered inside the CFPB 15-day window

Closed with explanation

70 / 100 percentile-benchmarked

83.9% of complaints closed with an explanation to the consumer

Most of Smith, Cohen & Rosenberg LLC's 31 filings include narrative text

64.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 74.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Smith, Cohen & Rosenberg LLC complaint mix by product

Total complaints: 31

Smith, Cohen & Rosenberg LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 31 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 22 complaints (71.0%), resolution 13.6% Debt collection 71.0% Credit reporting,: 8 complaints (25.8%), resolution 12.5% Credit reporting, 25.8% Credit reporting: 1 complaints (3.2%), resolution 0.0%
  • Debt collection 22 71.0% – 14% relief
  • Credit reporting, 8 25.8% – 13% relief
  • Credit reporting 1 3.2% – 0% relief

How Smith, Cohen & Rosenberg LLC's 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 22
Credit reporting, credit repair services, or other personal consumer reports 8
Credit reporting or other personal consumer reports 1

Where Smith, Cohen & Rosenberg LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
AZ
22.6% of this company's filings
AZ7MD4NC4NY3FL2WA2DE2CT1

Smith, Cohen & Rosenberg LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2024
1
0% vs 2019
05101520 201920202021202220232024 1

Top States

State Complaints
AZ 7
MD 4
NC 4
NY 3
FL 2
WA 2
DE 2
CT 1
TX 1
MO 1
VA 1
IL 1
MA 1
CO 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 11
Incorrect information on your report 7
Communication tactics 5
False statements or representation 5
Improper use of your report 2
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2019 1 0%
2020 8 87.5%
2021 15 66.7%
2022 3 100%
2023 3 66.7%
2024 1 100%

Source: CFPB Consumer Complaint Database

Smith, Cohen & Rosenberg LLC filings cluster in one product

Smith, Cohen & Rosenberg LLC's 31 logged complaints stay concentrated: only 14 states show a filing. 64.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2024-02-01.

Smith, Cohen & Rosenberg LLC answers 74.2% of complaints inside the CFPB's tracked window and closes 83.9% with a written explanation. 12.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Smith, Cohen & Rosenberg LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Smith, Cohen & Rosenberg LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Smith, Cohen & Rosenberg LLC (74.2% timely; 12.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration