Sierra Credit Corp
22 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Sierra Credit Corp complaint mix by product
- Credit reporting, 7 31.8% – 14% relief
- Vehicle loan 5 22.7% – 0% relief
- Debt collection 5 22.7% – 20% relief
- Credit reporting 2 9.1% – 0% relief
- Consumer Loan 2 9.1% – 50% relief
- Payday loan, 1 4.5% – 0% relief
How Sierra Credit Corp's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Vehicle loan or lease | 5 |
| Debt collection | 5 |
| Credit reporting or other personal consumer reports | 2 |
| Consumer Loan | 2 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 22 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 5 |
| Managing the loan or lease | 5 |
| False statements or representation | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Attempts to collect debt not owed | 2 |
| Improper use of your report | 2 |
| Getting a loan or lease | 1 |
| Communication tactics | 1 |
| Vehicle was repossessed or sold the vehicle | 1 |
| Problems at the end of the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2016 | 2 | 50% |
| 2018 | 3 | 100% |
| 2019 | 1 | 100% |
| 2020 | 4 | 50% |
| 2021 | 1 | 0% |
| 2022 | 5 | 80% |
| 2023 | 3 | 100% |
| 2025 | 2 | 50% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Sierra Credit Corp
Sierra Credit Corp's 22 logged complaints stay concentrated: only 1 state shows a filing on record. 63.6% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2025-07-22.
Sierra Credit Corp answers 68.2% of complaints inside the CFPB's tracked window and closes 81.8% with a written explanation. 13.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sierra Credit Corp.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Sierra Credit Corp have?
22, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Sierra Credit Corp respond to complaints on time?
68.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Sierra Credit Corp?
"Incorrect information on your report", filed under the "Credit reporting, credit repair services, or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.