CFPB · Mid-pack CFPB posture

ShoulderTap Technologies, Inc. d/b/a Fizz

48 CFPB complaints · 17 states · top issue Incorrect information on your report.

48 CFPB complaints

ShoulderTap Technologies, Inc. d/b/a Fizz has 48 consumer complaints in the CFPB public database. Timely response is 79.2%; 0% closed with relief; top product Credit card. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +66.7% filings 2025 to 2026

CFPB relief outcome brief

CCDB company shouldertap-technologies-inc-d-b-a-fizz

0% relief · 79.2% timely · 48 filings · Credit card

Nearest relief peer: Continental Finance Company, LLC (0.4% relief)

ShoulderTap Technologies,Inc. d/b/a Fizz (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among ShoulderTap Technologies, Inc. d/b/a Fizz and nearest filing-volume peers

ShoulderTap Technologies, Inc. d/b/a Fizz closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

ShoulderTap Technologies, Inc. d/b/a Fizz scores strongest on timely response (64/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

32 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

64 / 100 percentile-benchmarked

79.2% of complaints answered inside the CFPB 15-day window

Closed with explanation

50 / 100 percentile-benchmarked

72.9% of complaints closed with an explanation to the consumer

How 48 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 79.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

ShoulderTap Technologies, Inc. d/b/a Fizz complaint mix by product

Total complaints: 48

ShoulderTap Technologies, Inc. d/b/a Fizz complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 48 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit card: 22 complaints (45.8%), resolution 0.0% Credit card 45.8% Credit reporting: 12 complaints (25.0%), resolution 0.0% Credit reporting 25.0% Debt collection: 5 complaints (10.4%), resolution 0.0% Debt collection 10.4% Checking or: 4 complaints (8.3%), resolution 0.0% Checking or 8.3% Money transfer,: 2 complaints (4.2%), resolution 0.0% Debt or: 2 complaints (4.2%), resolution 0.0% Prepaid card: 1 complaints (2.1%), resolution 0.0%
  • Credit card 22 45.8% – 0% relief
  • Credit reporting 12 25.0% – 0% relief
  • Debt collection 5 10.4% – 0% relief
  • Checking or 4 8.3% – 0% relief
  • Money transfer, 2 4.2% – 0% relief
  • Debt or 2 4.2% – 0% relief
  • Prepaid card 1 2.1% – 0% relief

How ShoulderTap Technologies, Inc. d/b/a Fizz's 48 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit card 22
Credit reporting or other personal consumer reports 12
Debt collection 5
Checking or savings account 4
Money transfer, virtual currency, or money service 2
Debt or credit management 2
Prepaid card 1

Where ShoulderTap Technologies, Inc. d/b/a Fizz complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
29.2% of this company's filings
CA14TX8GA5PA3FL3NC2SC2MD2

ShoulderTap Technologies, Inc. d/b/a Fizz rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
30
+66.7% vs 2025
1520253035 20252026 30

Top States

State Complaints
CA 14
TX 8
GA 5
PA 3
FL 3
NC 2
SC 2
MD 2
OR 1
OH 1
MI 1
AL 1
IN 1
CO 1
NV 1
NY 1
MO 1

Top Issues

Issue Complaints
Incorrect information on your report 14
Problem when making payments 5
Problem with a purchase shown on your statement 4
Other features, terms, or problems 3
Getting a credit card 3
Took or threatened to take negative or legal action 3
Struggling to pay your bill 2
Closing your account 2
Problem with a lender or other company charging your account 2
Closing an account 1
Communication tactics 1
Confusing or misleading advertising or marketing 1
Unauthorized withdrawals or charges 1
Confusing or missing disclosures 1
Problem with a purchase or transfer 1
Attempts to collect debt not owed 1
Unauthorized transactions or other transaction problem 1
Improper use of your report 1
Problem caused by your funds being low 1

Yearly Trend

Year Complaints Timely
2025 18 100%
2026 30 66.7%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about ShoulderTap Technologies, Inc. d/b/a Fizz

ShoulderTap Technologies, Inc. d/b/a Fizz's 48 logged complaints stay concentrated: only 17 states show a filing. Only 37.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2025 through 2026-06-10.

ShoulderTap Technologies, Inc. d/b/a Fizz answers 79.2% of complaints inside the CFPB's tracked window and closes 72.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about ShoulderTap Technologies, Inc. d/b/a Fizz.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for ShoulderTap Technologies, Inc. d/b/a Fizz: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for ShoulderTap Technologies, Inc. d/b/a Fizz (79.2% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture