2026 data Public-data reference. official source

Shepherd Outsourcing, LLC

371 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

371 consumer complaints filed with the CFPB

This profile shows Shepherd Outsourcing, LLC's complaint history from CFPB public records. 371 consumers have filed complaints since 2024. The company has a 100% timely response rate and has provided relief in 0% of cases.

371
Total Complaints
100%
Timely Response
0%
Disputed
0%
Relief Provided
43
States Active
2024
Since

Total complaints

371

Filed since 2024

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Shepherd Outsourcing, LLC complaint mix by product

Total complaints: 371

Shepherd Outsourcing, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 371 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 347 complaints (93.5%), resolution 0.0% Debt collection 93.5% Credit reporting: 20 complaints (5.4%), resolution 0.0% Debt or: 2 complaints (0.5%), resolution 0.0% Credit card: 1 complaints (0.3%), resolution 0.0% Payday loan,: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 347 93.5% 0% relief
  • Credit reporting 20 5.4% 0% relief
  • Debt or 2 0.5% 0% relief
  • Credit card 1 0.3% 0% relief
  • Payday loan, 1 0.3% 0% relief

How Shepherd Outsourcing, LLC's 371 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 347
Credit reporting or other personal consumer reports 20
Debt or credit management 2
Credit card 1
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
TX 46
CA 41
FL 36
NY 26
GA 19
MD 17
PA 16
IL 12
NJ 11
AZ 10
VA 10
MI 10
MA 10
NC 10
OH 9
NV 7
OR 6
LA 6
MO 5
TN 5

Top Issues

Issue Complaints
Attempts to collect debt not owed 113
Electronic communications 106
Communication tactics 36
Written notification about debt 34
False statements or representation 22
Threatened to contact someone or share information improperly 21
Took or threatened to take negative or legal action 15
Incorrect information on your report 10
Improper use of your report 7
Problem with a company's investigation into an existing problem 2
Problem with fraud alerts or security freezes 1
Unauthorized withdrawals or charges 1
Problem with customer service 1
Getting a credit card 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2024 77 100%
2025 204 100%
2026 90 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Shepherd Outsourcing, LLC

Shepherd Outsourcing, LLC has accumulated 371 consumer complaints in the CFPB public database, with filings active across 43 U.S. states. Of those submissions, 114 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2024, and the most recent logged activity is 2026-04-01, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Shepherd Outsourcing, LLC reports a 100% timely-response rate and has closed 99.2% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Shepherd Outsourcing, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Shepherd Outsourcing, LLC have?

Shepherd Outsourcing, LLC has received 371 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Shepherd Outsourcing, LLC respond to complaints on time?

Shepherd Outsourcing, LLC has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Shepherd Outsourcing, LLC?

The most common issue reported against Shepherd Outsourcing, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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