Total complaints
371
Filed since 2024
371 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
371 consumer complaints filed with the CFPB
This profile shows Shepherd Outsourcing, LLC's complaint history from CFPB public records. 371 consumers have filed complaints since 2024. The company has a 100% timely response rate and has provided relief in 0% of cases.
Total complaints
371
Filed since 2024
Timely response
100%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Shepherd Outsourcing, LLC's 371 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 347 |
| Credit reporting or other personal consumer reports | 20 |
| Debt or credit management | 2 |
| Credit card | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| State | Complaints |
|---|---|
| TX | 46 |
| CA | 41 |
| FL | 36 |
| NY | 26 |
| GA | 19 |
| MD | 17 |
| PA | 16 |
| IL | 12 |
| NJ | 11 |
| AZ | 10 |
| VA | 10 |
| MI | 10 |
| MA | 10 |
| NC | 10 |
| OH | 9 |
| NV | 7 |
| OR | 6 |
| LA | 6 |
| MO | 5 |
| TN | 5 |
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 113 |
| Electronic communications | 106 |
| Communication tactics | 36 |
| Written notification about debt | 34 |
| False statements or representation | 22 |
| Threatened to contact someone or share information improperly | 21 |
| Took or threatened to take negative or legal action | 15 |
| Incorrect information on your report | 10 |
| Improper use of your report | 7 |
| Problem with a company's investigation into an existing problem | 2 |
| Problem with fraud alerts or security freezes | 1 |
| Unauthorized withdrawals or charges | 1 |
| Problem with customer service | 1 |
| Getting a credit card | 1 |
| Struggling to pay your loan | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 77 | 100% |
| 2025 | 204 | 100% |
| 2026 | 90 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Shepherd Outsourcing, LLC has accumulated 371 consumer complaints in the CFPB public database, with filings active across 43 U.S. states. Of those submissions, 114 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2024, and the most recent logged activity is 2026-04-01, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Shepherd Outsourcing, LLC reports a 100% timely-response rate and has closed 99.2% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Shepherd Outsourcing, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Shepherd Outsourcing, LLC has received 371 consumer complaints filed with the Consumer Financial Protection Bureau.
Shepherd Outsourcing, LLC has a 100% timely response rate to CFPB complaints.
The most common issue reported against Shepherd Outsourcing, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.