CFPB · Single-product concentration

Leafy Financial, LLC

501 CFPB complaints · 76.6% in "Debt collection" · top issue Attempts to collect debt not owed.

501 CFPB complaints

Leafy Financial, LLC: 76.6% of 501 CFPB complaints sit in "Debt collection". Timely 99.8% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +1273.3% filings 2023 to 2026

CFPB relief outcome brief

CCDB company leafy-financial-llc

0% relief · 99.8% timely · 501 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Leafy Financial, LLC (this)0%Financial Credit Network Inc16.8%Provident Funding Associates15.9%Shepherd Outsourcing, LLC0%Flagstar Bank, National Asso…8.8%
Closed-with-relief % among Leafy Financial, LLC and nearest filing-volume peers

Leafy Financial, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 501 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Leafy Financial, LLC complaint mix by product

Total complaints: 501

Leafy Financial, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 501 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 384 complaints (76.6%), resolution 0.0% Debt collection 76.6% Credit reporting: 106 complaints (21.2%), resolution 0.0% Credit reporting 21.2% Payday loan,: 5 complaints (1.0%), resolution 0.0% Credit reporting,: 2 complaints (0.4%), resolution 0.0% Credit card: 2 complaints (0.4%), resolution 0.0% Checking or: 1 complaints (0.2%), resolution 0.0% Debt or: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 384 76.6% 0% relief
  • Credit reporting 106 21.2% 0% relief
  • Payday loan, 5 1.0% 0% relief
  • Credit reporting, 2 0.4% 0% relief
  • Credit card 2 0.4% 0% relief
  • Checking or 1 0.2% 0% relief
  • Debt or 1 0.2% 0% relief

How Leafy Financial, LLC's 501 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 384
Credit reporting or other personal consumer reports 106
Payday loan, title loan, personal loan, or advance loan 5
Credit reporting, credit repair services, or other personal consumer reports 2
Credit card 2
Checking or savings account 1
Debt or credit management 1

Concentrated filing states for Leafy Financial, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
53.5% of this company's filings
TX268FL48PA24SC21AZ20WA9LA9MI9

Leafy Financial, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
206
+1273.3% vs 2023
050100150200250 2023202420252026 206

Top States

State Complaints
TX 268
FL 48
PA 24
SC 21
AZ 20
WA 9
LA 9
MI 9
AL 8
MD 7
OH 7
IL 7
TN 7
NC 6
MS 6
IN 6
MO 5
GA 5
CA 4
AR 4

Top Issues

Issue Complaints
Attempts to collect debt not owed 143
Took or threatened to take negative or legal action 99
Written notification about debt 78
Incorrect information on your report 60
False statements or representation 52
Improper use of your report 29
Problem with a company's investigation into an existing problem 20
Communication tactics 5
Electronic communications 4
Threatened to contact someone or share information improperly 3
Problem with a credit reporting company's investigation into an existing problem 1
Charged fees or interest you didn't expect 1
Received a loan you didn't apply for 1
Managing an account 1
Charged upfront or unexpected fees 1
Getting a credit card 1
Getting the loan 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2023 15 100%
2024 62 100%
2025 218 100%
2026 206 99.5%

Source: CFPB Consumer Complaint Database

Leafy Financial, LLC filings cluster in one product

Leafy Financial, LLC's 501 logged complaints stay concentrated: only 34 states show a filing. Only 20.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-06-25.

Leafy Financial, LLC answers 99.8% of complaints inside the CFPB's tracked window and closes 97.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Leafy Financial, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Leafy Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Leafy Financial, LLC (99.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration