CFPB · Single-product concentration
Second Alliance, Inc.
146 CFPB complaints · 75.3% in "Debt collection" · top issue Attempts to collect debt not owed.
Second Alliance, Inc.: 75.3% of 146 CFPB complaints sit in "Debt collection". Timely 96.6% · relief 1.4%. Allegations, not findings.
- Single-product concentration
- +2900% filings 2013 to 2026
CFPB relief outcome brief
CCDB company second-alliance-inc
1.4% relief · 96.6% timely · 146 filings · Debt collection
Same-product relief peers
Nearest relief peer: Linebarger Goggan Blair & Sampson LLP (1.4% relief)
Second Alliance, Inc. closes 1.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 146 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Second Alliance, Inc. complaint mix by product
- Debt collection 110 75.3% – 1% relief
- Credit reporting 28 19.2% – 0% relief
- Student loan 7 4.8% – 0% relief
- Credit reporting, 1 0.7% – 100% relief
How Second Alliance, Inc.'s 146 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 110 |
| Credit reporting or other personal consumer reports | 28 |
| Student loan | 7 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Second Alliance, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 20.5% of this company's filings
Second Alliance, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 60
- +2900% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 30 |
| TX | 21 |
| FL | 13 |
| GA | 10 |
| IL | 6 |
| MA | 6 |
| OH | 5 |
| NC | 5 |
| IN | 5 |
| LA | 5 |
| MS | 4 |
| NY | 4 |
| SC | 4 |
| VA | 3 |
| MI | 3 |
| AZ | 3 |
| MD | 3 |
| NJ | 3 |
| TN | 3 |
| PA | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 46 |
| Incorrect information on your report | 20 |
| Written notification about debt | 18 |
| False statements or representation | 18 |
| Took or threatened to take negative or legal action | 16 |
| Communication tactics | 8 |
| Improper use of your report | 8 |
| Problem with a company's investigation into an existing problem | 3 |
| Struggling to repay your loan | 2 |
| Electronic communications | 2 |
| Can't repay my loan | 2 |
| Dealing with your lender or servicer | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Disclosure verification of debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 2 | 100% |
| 2015 | 3 | 100% |
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2018 | 2 | 100% |
| 2019 | 2 | 100% |
| 2021 | 1 | 100% |
| 2022 | 2 | 100% |
| 2024 | 4 | 100% |
| 2025 | 66 | 100% |
| 2026 | 60 | 91.7% |
Source: CFPB Consumer Complaint Database
Second Alliance, Inc. filings cluster in one product
Second Alliance, Inc.'s 146 logged complaints stay concentrated: only 26 states show a filing. Only 24% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-09.
Second Alliance, Inc. answers 96.6% of complaints inside the CFPB's tracked window and closes 98.6% with a written explanation. 1.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Second Alliance, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Second Alliance, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 146.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Second Alliance, Inc. (96.6% timely; 1.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration