CFPB · Single-product concentration
Searay Portfolio Management
21 CFPB complaints · 100% in "Debt collection" · top issue Communication tactics.
Searay Portfolio Management: 100% of 21 CFPB complaints sit in "Debt collection". Timely 85.7% · relief 0%. Allegations, not findings.
- Single-product concentration
- -95% filings 2014 to 2019
CFPB relief outcome brief
CCDB company searay-portfolio-management
0% relief · 85.7% timely · 21 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Searay Portfolio Management closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Searay Portfolio Management complaint mix by product
- Debt collection 21 100.0% – 0% relief
How Searay Portfolio Management's 21 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 21 |
Where Searay Portfolio Management complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 19% of this company's filings
Searay Portfolio Management falling annual filings
Annual filing volume from the CFPB public database
- 2019
- 1
- -95% vs 2014
Top States
| State | Complaints |
|---|---|
| CA | 4 |
| NJ | 2 |
| NC | 2 |
| MS | 2 |
| TX | 2 |
| OH | 2 |
| VA | 2 |
| MD | 1 |
| KY | 1 |
| FL | 1 |
| UT | 1 |
| IA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 6 |
| Taking/threatening an illegal action | 5 |
| False statements or representation | 4 |
| Improper contact or sharing of info | 3 |
| Disclosure verification of debt | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 20 | 90% |
| 2019 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Searay Portfolio Management filings cluster in one product
Searay Portfolio Management's 21 logged complaints stay concentrated: only 12 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2019-06-19.
Searay Portfolio Management answers 85.7% of complaints inside the CFPB's tracked window and closes 85.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Searay Portfolio Management.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Searay Portfolio Management: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 21.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 85.7%.
- Thunderbird Collection Specialists, Inc. Δ 0.0 pts · 203 complaints 85.7%timely
- AMCOL Systems, Inc. Δ 0.1 pts · 692 complaints 85.8%timely
- LTD Financial Services, L.P. Δ 0.2 pts · 427 complaints 85.9%timely
- Neighborhood Assistance Corporation of America ("NACA") Δ 0.2 pts · 145 complaints 85.5%timely
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Searay Portfolio Management (85.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration