Total complaints
21
Filed since 2014
2026 data Public-data reference. official source
Searay Portfolio Management
21 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
21 consumer complaints filed with the CFPB
This profile shows Searay Portfolio Management's complaint history from CFPB public records. 21 consumers have filed complaints since 2014. The company has a 85.7% timely response rate and has provided relief in 0% of cases.
21
Total Complaints
85.7%
Timely Response
19%
Disputed
0%
Relief Provided
12
States Active
2014
Since
Timely response
85.7%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 85.7%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
Searay Portfolio Management complaint mix by product
- Debt collection 21 100.0% – 0% relief
How Searay Portfolio Management's 21 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 21 |
Top States
| State | Complaints |
|---|---|
| CA | 4 |
| NJ | 2 |
| NC | 2 |
| MS | 2 |
| OH | 2 |
| VA | 2 |
| TX | 2 |
| MD | 1 |
| IA | 1 |
| FL | 1 |
| UT | 1 |
| KY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 6 |
| Taking/threatening an illegal action | 5 |
| False statements or representation | 4 |
| Improper contact or sharing of info | 3 |
| Disclosure verification of debt | 1 |
| Took or threatened to take negative or legal action | 1 |
| Cont'd attempts collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 20 | 90% |
| 2019 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Searay Portfolio Management
Searay Portfolio Management has accumulated 21 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2019-06-19, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Searay Portfolio Management reports a 85.7% timely-response rate and has closed 85.7% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 19% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Searay Portfolio Management: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Searay Portfolio Management have?
Searay Portfolio Management has received 21 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Searay Portfolio Management respond to complaints on time?
Searay Portfolio Management has a 85.7% timely response rate to CFPB complaints.
What is the most common complaint about Searay Portfolio Management?
The most common issue reported against Searay Portfolio Management is "Communication tactics" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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