CFPB · Diversified product mix
SB Holdings, Inc.
18 CFPB complaints · diversified mix (top product 33.3%) · top issue Took or threatened to take negative or legal action.
SB Holdings, Inc.: top product "Debt collection" is only 33.3% of 18 - multi-bucket mix. Timely 72.2% · relief 27.8%. Allegations, not findings.
- Diversified product mix
- +100% filings 2015 to 2026
CFPB relief outcome brief
CCDB company sb-holdings-inc
27.8% relief · 72.2% timely · 18 filings · Debt collection
Same-product relief peers
Nearest relief peer: ONLINE Information Services, Inc. (27.8% relief)
SB Holdings, Inc. closes 27.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 18 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
SB Holdings, Inc. complaint mix by product
- Debt collection 6 33.3% – 17% relief
- Payday loan, 5 27.8% – 20% relief
- Consumer Loan 4 22.2% – 75% relief
- Credit reporting, 2 11.1% – 0% relief
- Credit reporting 1 5.6% – 0% relief
How SB Holdings, Inc.'s 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 6 |
| Payday loan, title loan, or personal loan | 5 |
| Consumer Loan | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Credit reporting or other personal consumer reports | 1 |
Where SB Holdings, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 22.2% of this company's filings
SB Holdings, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- +100% vs 2015
Top States
| State | Complaints |
|---|---|
| TX | 4 |
| CA | 3 |
| FL | 2 |
| NC | 2 |
| GA | 1 |
| AK | 1 |
| MO | 1 |
| MI | 1 |
| NY | 1 |
| NJ | 1 |
| RI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 3 |
| Managing the loan or lease | 3 |
| Charged fees or interest you didn't expect | 3 |
| Incorrect information on your report | 2 |
| Attempts to collect debt not owed | 2 |
| Managing the line of credit | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Communication tactics | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Problem when making payments | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 2 | 50% |
| 2017 | 3 | 100% |
| 2018 | 2 | 100% |
| 2019 | 2 | 100% |
| 2020 | 3 | 100% |
| 2021 | 1 | 100% |
| 2025 | 2 | 0% |
| 2026 | 2 | 0% |
Source: CFPB Consumer Complaint Database
SB Holdings, Inc. spreads across product buckets
SB Holdings, Inc.'s 18 logged complaints stay concentrated: only 11 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-02-17.
SB Holdings, Inc. answers 72.2% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 27.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about SB Holdings, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for SB Holdings, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 18.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 72.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for SB Holdings, Inc. (72.2% timely; 27.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix