Total complaints
178
Filed since 2022
178 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
178 consumer complaints filed with the CFPB
This profile shows SAN DIEGO COUNTY CREDIT UNION's complaint history from CFPB public records. 178 consumers have filed complaints since 2022. The company has a 100% timely response rate and has provided relief in 11.8% of cases.
Total complaints
178
Filed since 2022
Timely response
100%
CFPB-tracked response window
Relief rate
11.8%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How SAN DIEGO COUNTY CREDIT UNION's 178 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 55 |
| Checking or savings account | 49 |
| Debt collection | 28 |
| Vehicle loan or lease | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 14 |
| Mortgage | 7 |
| Credit card | 4 |
| Money transfer, virtual currency, or money service | 3 |
| Credit card or prepaid card | 2 |
| Debt or credit management | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| State | Complaints |
|---|---|
| CA | 160 |
| SC | 3 |
| NC | 2 |
| FL | 2 |
| GA | 2 |
| CO | 2 |
| TX | 1 |
| TN | 1 |
| NE | 1 |
| IN | 1 |
| MN | 1 |
| NJ | 1 |
| NY | 1 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 32 |
| Managing an account | 23 |
| Problem with a company's investigation into an existing problem | 21 |
| Improper use of your report | 15 |
| Attempts to collect debt not owed | 12 |
| Took or threatened to take negative or legal action | 11 |
| Problem caused by your funds being low | 7 |
| Closing an account | 6 |
| Managing the loan or lease | 6 |
| Fraud or scam | 5 |
| Problem with a purchase shown on your statement | 5 |
| Problem with a lender or other company charging your account | 5 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Written notification about debt | 4 |
| Opening an account | 3 |
| Trouble during payment process | 2 |
| Repossession | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Problem with a company's investigation into an existing issue | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 2 |
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 26 | 100% |
| 2023 | 22 | 100% |
| 2024 | 40 | 100% |
| 2025 | 63 | 100% |
| 2026 | 27 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
SAN DIEGO COUNTY CREDIT UNION has accumulated 178 consumer complaints in the CFPB public database, with filings active across 13 U.S. states. Of those submissions, 48 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-04-01, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, SAN DIEGO COUNTY CREDIT UNION reports a 100% timely-response rate and has closed 88.2% of cases with a written explanation to the consumer. 11.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SAN DIEGO COUNTY CREDIT UNION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
SAN DIEGO COUNTY CREDIT UNION has received 178 consumer complaints filed with the Consumer Financial Protection Bureau.
SAN DIEGO COUNTY CREDIT UNION has a 100% timely response rate to CFPB complaints.
The most common issue reported against SAN DIEGO COUNTY CREDIT UNION is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.