2026 data Public-data reference. official source

SAN DIEGO COUNTY CREDIT UNION

178 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

178 consumer complaints filed with the CFPB

This profile shows SAN DIEGO COUNTY CREDIT UNION's complaint history from CFPB public records. 178 consumers have filed complaints since 2022. The company has a 100% timely response rate and has provided relief in 11.8% of cases.

178
Total Complaints
100%
Timely Response
0%
Disputed
11.8%
Relief Provided
13
States Active
2022
Since

Total complaints

178

Filed since 2022

Timely response

100%

CFPB-tracked response window

Relief rate

11.8%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.8%
Industry median

Share closed with monetary or non-monetary relief.

SAN DIEGO COUNTY CREDIT UNION complaint mix by product

Total complaints: 178

SAN DIEGO COUNTY CREDIT UNION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 178 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 55 complaints (32.2%), resolution 16.4% Credit reporting 32.2% Checking or: 49 complaints (28.7%), resolution 10.2% Checking or 28.7% Debt collection: 28 complaints (16.4%), resolution 3.6% Debt collection 16.4% Vehicle loan: 14 complaints (8.2%), resolution 7.1% Vehicle loan 8.2% Credit reporting,: 14 complaints (8.2%), resolution 7.1% Credit reporting, 8.2% Mortgage: 7 complaints (4.1%), resolution 28.6% Credit card: 4 complaints (2.3%), resolution 25.0%
  • Credit reporting 55 32.2% 16% relief
  • Checking or 49 28.7% 10% relief
  • Debt collection 28 16.4% 4% relief
  • Vehicle loan 14 8.2% 7% relief
  • Credit reporting, 14 8.2% 7% relief
  • Mortgage 7 4.1% 29% relief
  • Credit card 4 2.3% 25% relief

How SAN DIEGO COUNTY CREDIT UNION's 178 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 55
Checking or savings account 49
Debt collection 28
Vehicle loan or lease 14
Credit reporting, credit repair services, or other personal consumer reports 14
Mortgage 7
Credit card 4
Money transfer, virtual currency, or money service 3
Credit card or prepaid card 2
Debt or credit management 1
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
CA 160
SC 3
NC 2
FL 2
GA 2
CO 2
TX 1
TN 1
NE 1
IN 1
MN 1
NJ 1
NY 1

Top Issues

Issue Complaints
Incorrect information on your report 32
Managing an account 23
Problem with a company's investigation into an existing problem 21
Improper use of your report 15
Attempts to collect debt not owed 12
Took or threatened to take negative or legal action 11
Problem caused by your funds being low 7
Closing an account 6
Managing the loan or lease 6
Fraud or scam 5
Problem with a purchase shown on your statement 5
Problem with a lender or other company charging your account 5
Problem with a credit reporting company's investigation into an existing problem 4
Written notification about debt 4
Opening an account 3
Trouble during payment process 2
Repossession 2
Credit monitoring or identity theft protection services 2
Problem with a company's investigation into an existing issue 2
Applying for a mortgage or refinancing an existing mortgage 2

Yearly Trend

Year Complaints Timely
2022 26 100%
2023 22 100%
2024 40 100%
2025 63 100%
2026 27 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About SAN DIEGO COUNTY CREDIT UNION

SAN DIEGO COUNTY CREDIT UNION has accumulated 178 consumer complaints in the CFPB public database, with filings active across 13 U.S. states. Of those submissions, 48 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-04-01, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, SAN DIEGO COUNTY CREDIT UNION reports a 100% timely-response rate and has closed 88.2% of cases with a written explanation to the consumer. 11.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SAN DIEGO COUNTY CREDIT UNION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does SAN DIEGO COUNTY CREDIT UNION have?

SAN DIEGO COUNTY CREDIT UNION has received 178 consumer complaints filed with the Consumer Financial Protection Bureau.

Does SAN DIEGO COUNTY CREDIT UNION respond to complaints on time?

SAN DIEGO COUNTY CREDIT UNION has a 100% timely response rate to CFPB complaints.

What is the most common complaint about SAN DIEGO COUNTY CREDIT UNION?

The most common issue reported against SAN DIEGO COUNTY CREDIT UNION is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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