CFPB · Diversified product mix
San Diego County Credit Union
241 CFPB complaints · diversified mix (top product 31.1%) · top issue Incorrect information on your report.
San Diego County Credit Union: top product "Checking or savings account" is only 31.1% of 241 - multi-bucket mix. Timely 100% · relief 12%. Allegations, not findings.
- Diversified product mix
- +21.6% filings 2022 to 2026
CFPB relief outcome brief
CCDB company san-diego-county-credit-union
12% relief · 100% timely · 241 filings · Checking or savings account
Same-product relief peers
Nearest relief peer: United Bankshares, Inc. (12.1% relief)
San Diego County Credit Union closes 12% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 241 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
San Diego County Credit Union complaint mix by product
- Checking or 75 32.8% – 15% relief
- Credit reporting 65 28.4% – 15% relief
- Debt collection 34 14.8% – 3% relief
- Credit reporting, 20 8.7% – 5% relief
- Vehicle loan 18 7.9% – 6% relief
- Mortgage 10 4.4% – 20% relief
- Money transfer, 7 3.1% – 0% relief
How San Diego County Credit Union's 241 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 75 |
| Credit reporting or other personal consumer reports | 65 |
| Debt collection | 34 |
| Credit reporting, credit repair services, or other personal consumer reports | 20 |
| Vehicle loan or lease | 18 |
| Mortgage | 10 |
| Money transfer, virtual currency, or money service | 7 |
| Credit card | 6 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Credit card or prepaid card | 2 |
| Debt or credit management | 1 |
Concentrated filing states for San Diego County Credit Union
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 86.3% of this company's filings
San Diego County Credit Union rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 45
- +21.6% vs 2022
Top States
| State | Complaints |
|---|---|
| CA | 208 |
| FL | 6 |
| SC | 4 |
| NC | 3 |
| NY | 3 |
| CO | 3 |
| GA | 2 |
| IN | 2 |
| HI | 1 |
| TN | 1 |
| NV | 1 |
| NE | 1 |
| MN | 1 |
| TX | 1 |
| NJ | 1 |
| NM | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 42 |
| Managing an account | 33 |
| Problem with a company's investigation into an existing problem | 27 |
| Improper use of your report | 18 |
| Took or threatened to take negative or legal action | 15 |
| Problem caused by your funds being low | 14 |
| Attempts to collect debt not owed | 14 |
| Problem with a lender or other company charging your account | 11 |
| Managing the loan or lease | 7 |
| Closing an account | 7 |
| Fraud or scam | 7 |
| Problem with a purchase shown on your statement | 5 |
| Opening an account | 4 |
| Written notification about debt | 4 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Trouble during payment process | 3 |
| Repossession | 3 |
| Closing on a mortgage | 2 |
| Getting a loan or lease | 2 |
| Struggling to pay mortgage | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 37 | 100% |
| 2023 | 29 | 100% |
| 2024 | 51 | 100% |
| 2025 | 79 | 100% |
| 2026 | 45 | 100% |
Source: CFPB Consumer Complaint Database
San Diego County Credit Union spreads across product buckets
San Diego County Credit Union's 241 logged complaints stay concentrated: only 16 states show a filing. Only 39.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2022 through 2026-06-04.
San Diego County Credit Union answers 100% of complaints inside the CFPB's tracked window and closes 88% with a written explanation. 12% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about San Diego County Credit Union.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for San Diego County Credit Union: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 241.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for San Diego County Credit Union (100% timely; 12% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix