CFPB · Narrative-heavy record

SameDay Auto Finance, LLC

21 CFPB complaints · 47.6% with narratives · top issue Improper use of your report.

21 CFPB complaints

SameDay Auto Finance, LLC: 47.6% of 21 filings include consumer narratives. Timely 100% · relief 0% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +66.7% filings 2023 to 2025

CFPB relief outcome brief

CCDB company sameday-auto-finance-llc

0% relief · 100% timely · 21 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

SameDay Auto Finance, LLC (t…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among SameDay Auto Finance, LLC and nearest filing-volume peers

SameDay Auto Finance, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of SameDay Auto Finance, LLC's 21 filings include narrative text

47.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

SameDay Auto Finance, LLC complaint mix by product

Total complaints: 21

SameDay Auto Finance, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 21 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 14 complaints (66.7%), resolution 0.0% Credit reporting 66.7% Vehicle loan: 3 complaints (14.3%), resolution 0.0% Vehicle loan 14.3% Debt collection: 3 complaints (14.3%), resolution 0.0% Debt collection 14.3% Credit reporting,: 1 complaints (4.8%), resolution 0.0%
  • Credit reporting 14 66.7% 0% relief
  • Vehicle loan 3 14.3% 0% relief
  • Debt collection 3 14.3% 0% relief
  • Credit reporting, 1 4.8% 0% relief

How SameDay Auto Finance, LLC's 21 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 14
Vehicle loan or lease 3
Debt collection 3
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for SameDay Auto Finance, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
85.7% of this company's filings
TX18LA3

SameDay Auto Finance, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
10
+66.7% vs 2023
4681012 202320242025 10

Top States

State Complaints
TX 18
LA 3

Top Issues

Issue Complaints
Improper use of your report 6
Incorrect information on your report 5
Problem with a company's investigation into an existing problem 4
Repossession 3
False statements or representation 2
Took or threatened to take negative or legal action 1

Yearly Trend

Year Complaints Timely
2023 6 100%
2024 5 100%
2025 10 100%

Source: CFPB Consumer Complaint Database

SameDay Auto Finance, LLC's narrative-rich complaint ledger

SameDay Auto Finance, LLC's 21 logged complaints stay concentrated: only 2 states show a filing. 47.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2025-12-06.

SameDay Auto Finance, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about SameDay Auto Finance, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for SameDay Auto Finance, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for SameDay Auto Finance, LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record