CFPB · Single-product concentration
Royal Pacific Funding Corporation
66 CFPB complaints · 81.8% in "Mortgage" · top issue Struggling to pay mortgage.
Royal Pacific Funding Corporation: 81.8% of 66 CFPB complaints sit in "Mortgage". Timely 90.9% · relief 1.5%. Allegations, not findings.
- Single-product concentration
- 0% filings 2016 to 2026
CFPB relief outcome brief
CCDB company royal-pacific-funding-corporation
1.5% relief · 90.9% timely · 66 filings · Mortgage
Same-product relief peers
Nearest relief peer: Money Source, Inc., the (1.5% relief)
Royal Pacific Funding Corporation closes 1.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Royal Pacific Funding Corporation's 66 filings include narrative text
40.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Royal Pacific Funding Corporation complaint mix by product
- Mortgage 54 81.8% – 2% relief
- Credit reporting, 6 9.1% – 0% relief
- Debt collection 3 4.5% – 0% relief
- Credit card 2 3.0% – 0% relief
- Credit reporting 1 1.5% – 0% relief
How Royal Pacific Funding Corporation's 66 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 54 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Debt collection | 3 |
| Credit card | 2 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for Royal Pacific Funding Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 71.2% of this company's filings
Royal Pacific Funding Corporation complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2016
Top States
| State | Complaints |
|---|---|
| CA | 47 |
| GA | 4 |
| NV | 2 |
| FL | 2 |
| CO | 2 |
| NJ | 1 |
| NY | 1 |
| UT | 1 |
| AZ | 1 |
| WA | 1 |
| TX | 1 |
| KY | 1 |
| MD | 1 |
| IL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Struggling to pay mortgage | 21 |
| Trouble during payment process | 17 |
| Incorrect information on your report | 7 |
| Closing on a mortgage | 7 |
| Applying for a mortgage or refinancing an existing mortgage | 4 |
| Improper use of your report | 2 |
| Problem with a purchase shown on your statement | 2 |
| Written notification about debt | 1 |
| False statements or representation | 1 |
| Attempts to collect debt not owed | 1 |
| Unable to get your credit report or credit score | 1 |
| Application, originator, mortgage broker | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 3 | 100% |
| 2021 | 13 | 92.3% |
| 2022 | 11 | 72.7% |
| 2023 | 15 | 93.3% |
| 2024 | 10 | 100% |
| 2025 | 9 | 88.9% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Royal Pacific Funding Corporation filings cluster in one product
Royal Pacific Funding Corporation's 66 logged complaints stay concentrated: only 14 states show a filing. 40.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-03-19.
Royal Pacific Funding Corporation answers 90.9% of complaints inside the CFPB's tracked window and closes 98.5% with a written explanation. 1.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Struggling to pay mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Royal Pacific Funding Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Royal Pacific Funding Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 66.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 90.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Royal Pacific Funding Corporation (90.9% timely; 1.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration