CFPB · Single-product concentration

River Heights Capital LLC

30 CFPB complaints · 90% in "Debt collection" · top issue Took or threatened to take negative or legal action.

30 CFPB complaints

River Heights Capital LLC: 90% of 30 CFPB complaints sit in "Debt collection". Timely 73.3% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2023 to 2026

CFPB relief outcome brief

CCDB company river-heights-capital-llc

0% relief · 73.3% timely · 30 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

River Heights Capital LLC (t…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among River Heights Capital LLC and nearest filing-volume peers

River Heights Capital LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of River Heights Capital LLC's 30 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 73.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

River Heights Capital LLC complaint mix by product

Total complaints: 30

River Heights Capital LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 30 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 27 complaints (90.0%), resolution 0.0% Debt collection 90.0% Credit card: 2 complaints (6.7%), resolution 0.0% Credit card 6.7% Credit reporting: 1 complaints (3.3%), resolution 0.0%
  • Debt collection 27 90.0% 0% relief
  • Credit card 2 6.7% 0% relief
  • Credit reporting 1 3.3% 0% relief

How River Heights Capital LLC's 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 27
Credit card 2
Credit reporting or other personal consumer reports 1

Where River Heights Capital LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
VA
16.7% of this company's filings
VA5NY4FL3NJ2PA2TX2OH1CA1

River Heights Capital LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2023
05101520 2023202420252026 3

Top States

State Complaints
VA 5
NY 4
FL 3
NJ 2
PA 2
TX 2
OH 1
CA 1
MA 1
MD 1
MI 1
OK 1
IN 1
IL 1
CT 1
GA 1
NC 1
AL 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 10
Attempts to collect debt not owed 8
Written notification about debt 7
False statements or representation 2
Struggling to pay your bill 1
Problem with a company's investigation into an existing problem 1
Other features, terms, or problems 1

Yearly Trend

Year Complaints Timely
2023 1 0%
2024 10 50%
2025 16 93.8%
2026 3 66.7%

Source: CFPB Consumer Complaint Database

River Heights Capital LLC filings cluster in one product

River Heights Capital LLC's 30 logged complaints stay concentrated: only 18 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-04-28.

River Heights Capital LLC answers 73.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about River Heights Capital LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for River Heights Capital LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for River Heights Capital LLC (73.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration