CFPB · Narrative-heavy record
Ricart Financial Services
33 CFPB complaints · 42.4% with narratives · top issue Incorrect information on your report.
Ricart Financial Services: 42.4% of 33 filings include consumer narratives. Timely 100% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +600% filings 2012 to 2026
CFPB relief outcome brief
CCDB company ricart-financial-services
0% relief · 100% timely · 33 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Ricart Financial Services closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Ricart Financial Services's 33 filings include narrative text
42.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Ricart Financial Services complaint mix by product
- Debt collection 13 39.4% – 0% relief
- Credit reporting 10 30.3% – 0% relief
- Vehicle loan 5 15.2% – 0% relief
- Consumer Loan 3 9.1% – 0% relief
- Credit reporting, 2 6.1% – 0% relief
How Ricart Financial Services's 33 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 13 |
| Credit reporting or other personal consumer reports | 10 |
| Vehicle loan or lease | 5 |
| Consumer Loan | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Concentrated filing states for Ricart Financial Services
Top states by attributed CFPB complaint volume for this company
- Leading state
- OH
- 63.6% of this company's filings
Ricart Financial Services rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 7
- +600% vs 2012
Top States
| State | Complaints |
|---|---|
| OH | 21 |
| MS | 4 |
| MI | 2 |
| IL | 1 |
| NC | 1 |
| WI | 1 |
| PA | 1 |
| GA | 1 |
| AL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 7 |
| Improper use of your report | 5 |
| Took or threatened to take negative or legal action | 3 |
| Struggling to pay your loan | 3 |
| Problems when you are unable to pay | 3 |
| Attempts to collect debt not owed | 2 |
| Taking/threatening an illegal action | 2 |
| Problem with a company's investigation into an existing problem | 1 |
| Repossession | 1 |
| False statements or representation | 1 |
| Disclosure verification of debt | 1 |
| Improper contact or sharing of info | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2014 | 2 | 100% |
| 2015 | 1 | 100% |
| 2016 | 4 | 100% |
| 2017 | 1 | 100% |
| 2018 | 3 | 100% |
| 2022 | 3 | 100% |
| 2023 | 3 | 100% |
| 2025 | 8 | 100% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database
Ricart Financial Services's narrative-rich complaint ledger
Ricart Financial Services's 33 logged complaints stay concentrated: only 9 states show a filing. 42.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-16.
Ricart Financial Services answers 100% of complaints inside the CFPB's tracked window and closes 97% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ricart Financial Services.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Ricart Financial Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 33.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Ricart Financial Services (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record