2026 data Public-data reference. official source

Ricart Financial Services

25 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

25 consumer complaints filed with the CFPB

This profile shows Ricart Financial Services's complaint history from CFPB public records. 25 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 0% of cases.

25
Total Complaints
100%
Timely Response
8%
Disputed
0%
Relief Provided
6
States Active
2012
Since

Total complaints

25

Filed since 2012

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Ricart Financial Services complaint mix by product

Total complaints: 25

Ricart Financial Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 25 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 11 complaints (44.0%), resolution 0.0% Debt collection 44.0% Credit reporting: 5 complaints (20.0%), resolution 0.0% Credit reporting 20.0% Vehicle loan: 4 complaints (16.0%), resolution 0.0% Vehicle loan 16.0% Consumer Loan: 3 complaints (12.0%), resolution 0.0% Consumer Loan 12.0% Credit reporting,: 2 complaints (8.0%), resolution 0.0% Credit reporting, 8.0%
  • Debt collection 11 44.0% 0% relief
  • Credit reporting 5 20.0% 0% relief
  • Vehicle loan 4 16.0% 0% relief
  • Consumer Loan 3 12.0% 0% relief
  • Credit reporting, 2 8.0% 0% relief

How Ricart Financial Services's 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 11
Credit reporting or other personal consumer reports 5
Vehicle loan or lease 4
Consumer Loan 3
Credit reporting, credit repair services, or other personal consumer reports 2

Top States

State Complaints
OH 18
MS 3
MI 1
AL 1
NC 1
WI 1

Top Issues

Issue Complaints
Incorrect information on your report 4
Improper use of your report 4
Problems when you are unable to pay 3
Attempts to collect debt not owed 2
Struggling to pay your loan 2
Taking/threatening an illegal action 2
Took or threatened to take negative or legal action 2
Improper contact or sharing of info 1
Threatened to contact someone or share information improperly 1
Repossession 1
Cont'd attempts collect debt not owed 1
Disclosure verification of debt 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2014 2 100%
2015 1 100%
2016 4 100%
2017 1 100%
2018 3 100%
2022 3 100%
2023 3 100%
2025 7 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Ricart Financial Services

Ricart Financial Services has accumulated 25 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 13 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2025-10-24, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Ricart Financial Services reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Ricart Financial Services: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Ricart Financial Services have?

Ricart Financial Services has received 25 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Ricart Financial Services respond to complaints on time?

Ricart Financial Services has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Ricart Financial Services?

The most common issue reported against Ricart Financial Services is "Incorrect information on your report" in the "Debt collection" product category.

Related