Total complaints
22
Filed since 2015
2026 data Public-data reference. official source
RESIDENTIAL HOME FUNDING CORP.
22 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
22 consumer complaints filed with the CFPB
This profile shows RESIDENTIAL HOME FUNDING CORP.'s complaint history from CFPB public records. 22 consumers have filed complaints since 2015. The company has a 81.8% timely response rate and has provided relief in 4.5% of cases.
22
Total Complaints
81.8%
Timely Response
4.5%
Disputed
4.5%
Relief Provided
12
States Active
2015
Since
Timely response
81.8%
CFPB-tracked response window
Relief rate
4.5%
Closed with monetary or non-monetary relief
Timely response rate 81.8%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 4.5%
Industry median
Share closed with monetary or non-monetary relief.
RESIDENTIAL HOME FUNDING CORP. complaint mix by product
- Mortgage 20 90.9% – 5% relief
- Credit reporting, 1 4.5% – 0% relief
- Debt collection 1 4.5% – 0% relief
How RESIDENTIAL HOME FUNDING CORP.'s 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 20 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Debt collection | 1 |
Top States
| State | Complaints |
|---|---|
| NJ | 7 |
| NY | 3 |
| FL | 2 |
| CT | 2 |
| TX | 1 |
| CA | 1 |
| MD | 1 |
| SC | 1 |
| PA | 1 |
| VA | 1 |
| NM | 1 |
| NC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Closing on a mortgage | 8 |
| Applying for a mortgage or refinancing an existing mortgage | 4 |
| Credit decision / Underwriting | 2 |
| Loan servicing, payments, escrow account | 2 |
| Loan modification,collection,foreclosure | 1 |
| Application, originator, mortgage broker | 1 |
| Improper use of your report | 1 |
| Settlement process and costs | 1 |
| Trouble during payment process | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 100% |
| 2016 | 3 | 66.7% |
| 2017 | 4 | 100% |
| 2018 | 1 | 0% |
| 2019 | 4 | 100% |
| 2020 | 3 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 1 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About RESIDENTIAL HOME FUNDING CORP.
RESIDENTIAL HOME FUNDING CORP. has accumulated 22 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-01-29, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, RESIDENTIAL HOME FUNDING CORP. reports a 81.8% timely-response rate and has closed 81.8% of cases with a written explanation to the consumer. 4.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Closing on a mortgage".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating RESIDENTIAL HOME FUNDING CORP.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does RESIDENTIAL HOME FUNDING CORP. have?
RESIDENTIAL HOME FUNDING CORP. has received 22 consumer complaints filed with the Consumer Financial Protection Bureau.
Does RESIDENTIAL HOME FUNDING CORP. respond to complaints on time?
RESIDENTIAL HOME FUNDING CORP. has a 81.8% timely response rate to CFPB complaints.
What is the most common complaint about RESIDENTIAL HOME FUNDING CORP.?
The most common issue reported against RESIDENTIAL HOME FUNDING CORP. is "Closing on a mortgage" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.
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