CFPB · Single-product concentration
Residential Home Funding Corp.
32 CFPB complaints · 90.6% in "Mortgage" · top issue Closing on a mortgage.
Residential Home Funding Corp.: 90.6% of 32 CFPB complaints sit in "Mortgage". Timely 84.4% · relief 6.3%. Allegations, not findings.
- Single-product concentration
- -66.7% filings 2015 to 2026
CFPB relief outcome brief
CCDB company residential-home-funding-corp
6.3% relief · 84.4% timely · 32 filings · Mortgage
Same-product relief peers
Nearest relief peer: American Pacific Mortgage (6.2% relief)
Residential Home Funding Corp. closes 6.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Residential Home Funding Corp.'s 32 filings include narrative text
46.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Residential Home Funding Corp. complaint mix by product
- Mortgage 29 90.6% – 7% relief
- Debt collection 2 6.3% – 0% relief
- Credit reporting, 1 3.1% – 0% relief
How Residential Home Funding Corp.'s 32 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 29 |
| Debt collection | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Residential Home Funding Corp. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NJ
- 31.3% of this company's filings
Residential Home Funding Corp. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -66.7% vs 2015
Top States
| State | Complaints |
|---|---|
| NJ | 10 |
| NY | 7 |
| VA | 3 |
| CT | 2 |
| PA | 2 |
| FL | 2 |
| NC | 1 |
| MD | 1 |
| CA | 1 |
| SC | 1 |
| NM | 1 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Closing on a mortgage | 9 |
| Applying for a mortgage or refinancing an existing mortgage | 6 |
| Credit decision / Underwriting | 3 |
| Application, originator, mortgage broker | 3 |
| Trouble during payment process | 3 |
| Loan servicing, payments, escrow account | 2 |
| Loan modification,collection,foreclosure | 1 |
| Settlement process and costs | 1 |
| Improper use of your report | 1 |
| Attempts to collect debt not owed | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Struggling to pay mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 100% |
| 2016 | 5 | 80% |
| 2017 | 4 | 100% |
| 2018 | 2 | 0% |
| 2019 | 6 | 100% |
| 2020 | 4 | 100% |
| 2021 | 4 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 1 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Residential Home Funding Corp. filings cluster in one product
Residential Home Funding Corp.'s 32 logged complaints stay concentrated: only 12 states show a filing. 46.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-01-29.
Residential Home Funding Corp. answers 84.4% of complaints inside the CFPB's tracked window and closes 84.4% with a written explanation. 6.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Residential Home Funding Corp..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Residential Home Funding Corp.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 32.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 84.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Residential Home Funding Corp. (84.4% timely; 6.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration