CFPB · Narrative-heavy record

Reliance Motor Credit LLC

14 CFPB complaints · 42.9% with narratives · top issue Incorrect information on your report.

14 CFPB complaints

Reliance Motor Credit LLC: 42.9% of 14 filings include consumer narratives. Timely 92.9% · relief 0% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +50% filings 2022 to 2026

CFPB relief outcome brief

CCDB company reliance-motor-credit-llc

0% relief · 92.9% timely · 14 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Reliance Motor Credit LLC (t…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Reliance Motor Credit LLC and nearest filing-volume peers

Reliance Motor Credit LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Reliance Motor Credit LLC's 14 filings include narrative text

42.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 92.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Reliance Motor Credit LLC complaint mix by product

Total complaints: 14

Reliance Motor Credit LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 6 complaints (42.9%), resolution 0.0% Credit reporting 42.9% Vehicle loan: 5 complaints (35.7%), resolution 0.0% Vehicle loan 35.7% Credit reporting,: 3 complaints (21.4%), resolution 0.0% Credit reporting, 21.4%
  • Credit reporting 6 42.9% 0% relief
  • Vehicle loan 5 35.7% 0% relief
  • Credit reporting, 3 21.4% 0% relief

How Reliance Motor Credit LLC's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 6
Vehicle loan or lease 5
Credit reporting, credit repair services, or other personal consumer reports 3

Where Reliance Motor Credit LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NJ
35.7% of this company's filings
NJ5NY4FL2VA2SC1

Reliance Motor Credit LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+50% vs 2022
1.522.533.544.5 20222023202420252026 3

Top States

State Complaints
NJ 5
NY 4
FL 2
VA 2
SC 1

Top Issues

Issue Complaints
Incorrect information on your report 6
Improper use of your report 5
Repossession 1
Problem with a company's investigation into an existing problem 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2022 2 100%
2023 3 100%
2024 2 100%
2025 4 75%
2026 3 100%

Source: CFPB Consumer Complaint Database

Reliance Motor Credit LLC's narrative-rich complaint ledger

Reliance Motor Credit LLC's 14 logged complaints stay concentrated: only 5 states show a filing. 42.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-03-07.

Reliance Motor Credit LLC answers 92.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Reliance Motor Credit LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Reliance Motor Credit LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Reliance Motor Credit LLC (92.9% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record