Reel Time Capital LLC
93 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Reel Time Capital LLC complaint mix by product
- Debt collection 83 89.2% – 0% relief
- Credit reporting 6 6.5% – 0% relief
- Payday loan, 2 2.2% – 0% relief
- Payday loan, 1 1.1% – 0% relief
- Credit reporting, 1 1.1% – 0% relief
How Reel Time Capital LLC's 93 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 83 |
| Credit reporting or other personal consumer reports | 6 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Payday loan, title loan, or personal loan | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 23 |
| LA | 8 |
| SC | 6 |
| TN | 5 |
| OH | 5 |
| KS | 5 |
| FL | 4 |
| AL | 4 |
| NV | 3 |
| GA | 3 |
| MO | 3 |
| MS | 2 |
| CA | 2 |
| KY | 2 |
| MI | 2 |
| ID | 2 |
| MD | 2 |
| ND | 2 |
| CO | 1 |
| MN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 23 |
| Attempts to collect debt not owed | 20 |
| Communication tactics | 12 |
| False statements or representation | 10 |
| Threatened to contact someone or share information improperly | 8 |
| Written notification about debt | 8 |
| Incorrect information on your report | 5 |
| Electronic communications | 2 |
| Struggling to pay your loan | 1 |
| Loan payment wasn't credited to your account | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Problem with a company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 1 | 100% |
| 2021 | 4 | 75% |
| 2022 | 6 | 100% |
| 2023 | 18 | 100% |
| 2024 | 16 | 100% |
| 2025 | 28 | 100% |
| 2026 | 20 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Reel Time Capital LLC
Reel Time Capital LLC's 93 logged complaints stay concentrated: only 28 states show a filing on record. 57% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2020 through 2026-06-12.
Reel Time Capital LLC answers 98.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Reel Time Capital LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Reel Time Capital LLC have?
93, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Reel Time Capital LLC respond to complaints on time?
98.9% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Reel Time Capital LLC?
"Took or threatened to take negative or legal action", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.