CFPB · Single-product concentration
Reel Time Capital LLC
93 CFPB complaints · 89.2% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Reel Time Capital LLC: 89.2% of 93 CFPB complaints sit in "Debt collection". Timely 98.9% · relief 0%. Allegations, not findings.
- Single-product concentration
- +1900% filings 2020 to 2026
CFPB relief outcome brief
CCDB company reel-time-capital-llc
0% relief · 98.9% timely · 93 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Reel Time Capital LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Reel Time Capital LLC's 93 filings include narrative text
57% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Reel Time Capital LLC complaint mix by product
- Debt collection 83 89.2% – 0% relief
- Credit reporting 6 6.5% – 0% relief
- Payday loan, 2 2.2% – 0% relief
- Payday loan, 1 1.1% – 0% relief
- Credit reporting, 1 1.1% – 0% relief
How Reel Time Capital LLC's 93 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 83 |
| Credit reporting or other personal consumer reports | 6 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Payday loan, title loan, or personal loan | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Reel Time Capital LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 24.7% of this company's filings
Reel Time Capital LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 20
- +1900% vs 2020
Top States
| State | Complaints |
|---|---|
| TX | 23 |
| LA | 8 |
| SC | 6 |
| TN | 5 |
| OH | 5 |
| KS | 5 |
| FL | 4 |
| AL | 4 |
| NV | 3 |
| GA | 3 |
| MO | 3 |
| MS | 2 |
| CA | 2 |
| KY | 2 |
| MI | 2 |
| ID | 2 |
| MD | 2 |
| ND | 2 |
| CO | 1 |
| MN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 23 |
| Attempts to collect debt not owed | 20 |
| Communication tactics | 12 |
| False statements or representation | 10 |
| Threatened to contact someone or share information improperly | 8 |
| Written notification about debt | 8 |
| Incorrect information on your report | 5 |
| Electronic communications | 2 |
| Struggling to pay your loan | 1 |
| Loan payment wasn't credited to your account | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Problem with a company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 1 | 100% |
| 2021 | 4 | 75% |
| 2022 | 6 | 100% |
| 2023 | 18 | 100% |
| 2024 | 16 | 100% |
| 2025 | 28 | 100% |
| 2026 | 20 | 100% |
Source: CFPB Consumer Complaint Database
Reel Time Capital LLC filings cluster in one product
Reel Time Capital LLC's 93 logged complaints stay concentrated: only 28 states show a filing. 57% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-06-12.
Reel Time Capital LLC answers 98.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Reel Time Capital LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Reel Time Capital LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 93.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Reel Time Capital LLC (98.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration