CFPB · Narrative-heavy record
Red River Credit Corporation
39 CFPB complaints · 43.6% with narratives · top issue Took or threatened to take negative or legal action.
Red River Credit Corporation: 43.6% of 39 filings include consumer narratives. Timely 100% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +300% filings 2023 to 2026
CFPB relief outcome brief
CCDB company red-river-credit-corporation
0% relief · 100% timely · 39 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Red River Credit Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Red River Credit Corporation's 39 filings include narrative text
43.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Red River Credit Corporation complaint mix by product
- Debt collection 17 43.6% – 0% relief
- Payday loan, 14 35.9% – 0% relief
- Credit reporting 8 20.5% – 0% relief
How Red River Credit Corporation's 39 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 17 |
| Payday loan, title loan, personal loan, or advance loan | 14 |
| Credit reporting or other personal consumer reports | 8 |
Concentrated filing states for Red River Credit Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- OK
- 87.2% of this company's filings
Red River Credit Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 12
- +300% vs 2023
Top States
| State | Complaints |
|---|---|
| OK | 34 |
| TX | 4 |
| AR | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 8 |
| Struggling to pay your loan | 7 |
| Attempts to collect debt not owed | 5 |
| Incorrect information on your report | 4 |
| Communication tactics | 4 |
| Charged fees or interest you didn't expect | 2 |
| Improper use of your report | 2 |
| Problem when making payments | 2 |
| Problem with the payoff process at the end of the loan | 1 |
| Getting a line of credit | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Getting the loan | 1 |
| Problem with a company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 3 | 100% |
| 2024 | 7 | 100% |
| 2025 | 17 | 100% |
| 2026 | 12 | 100% |
Source: CFPB Consumer Complaint Database
Red River Credit Corporation's narrative-rich complaint ledger
Red River Credit Corporation's 39 logged complaints stay concentrated: only 3 states show a filing. 43.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-06-05.
Red River Credit Corporation answers 100% of complaints inside the CFPB's tracked window and closes 97.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Red River Credit Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Red River Credit Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 39.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Red River Credit Corporation (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record