CFPB · Single-product concentration

Mortgage Research Center, LLC

641 CFPB complaints · 80.7% in "Mortgage" · top issue Trouble during payment process.

641 CFPB complaints

Mortgage Research Center, LLC: 80.7% of 641 CFPB complaints sit in "Mortgage". Timely 100% · relief 0.9%. Allegations, not findings.

  • Single-product concentration
  • +2533.3% filings 2012 to 2026

CFPB relief outcome brief

CCDB company mortgage-research-center-llc

0.9% relief · 100% timely · 641 filings · Mortgage

Nearest relief peer: Select Portfolio Servicing, Inc. (0.9% relief)

Mortgage Research Center, LL…0.9%Optimum Outcomes, Inc.0%Ray Klein, Inc.7.6%Randolph-Brooks Federal Cred…3.8%Certegy Holdings, LLC0%
Closed-with-relief % among Mortgage Research Center, LLC and nearest filing-volume peers

Mortgage Research Center, LLC closes 0.9% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Mortgage Research Center, LLC's 641 filings include narrative text

55.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mortgage Research Center, LLC complaint mix by product

Total complaints: 641

Mortgage Research Center, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 641 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 517 complaints (80.7%), resolution 1.2% Mortgage 80.7% Credit reporting,: 80 complaints (12.5%), resolution 0.0% Credit reporting, 12.5% Credit reporting: 36 complaints (5.6%), resolution 0.0% Debt collection: 6 complaints (0.9%), resolution 0.0% Debt or: 1 complaints (0.2%), resolution 0.0% Payday loan,: 1 complaints (0.2%), resolution 0.0%
  • Mortgage 517 80.7% 1% relief
  • Credit reporting, 80 12.5% 0% relief
  • Credit reporting 36 5.6% 0% relief
  • Debt collection 6 0.9% 0% relief
  • Debt or 1 0.2% 0% relief
  • Payday loan, 1 0.2% 0% relief

How Mortgage Research Center, LLC's 641 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 517
Credit reporting, credit repair services, or other personal consumer reports 80
Credit reporting or other personal consumer reports 36
Debt collection 6
Debt or credit management 1
Payday loan, title loan, or personal loan 1

Nationwide filing states for Mortgage Research Center, LLC

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
FL
9.8% of this company's filings
FL63TX51GA40NC32CA31VA28PA23MI22

Mortgage Research Center, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
79
+2533.3% vs 2012
050100150 20122015201720192021202320252026 79

Top States

State Complaints
FL 63
TX 51
GA 40
NC 32
CA 31
VA 28
PA 23
MI 22
MD 21
IN 19
IL 18
MO 18
AL 17
OH 16
LA 16
WA 15
SC 15
AZ 14
TN 14
NJ 12

Top Issues

Issue Complaints
Trouble during payment process 154
Applying for a mortgage or refinancing an existing mortgage 142
Closing on a mortgage 110
Improper use of your report 72
Struggling to pay mortgage 62
Incorrect information on your report 32
Application, originator, mortgage broker 20
Problem with a credit reporting company's investigation into an existing problem 11
Loan servicing, payments, escrow account 10
Credit decision / Underwriting 7
Problem with a company's investigation into an existing problem 6
Settlement process and costs 4
Written notification about debt 3
Attempts to collect debt not owed 3
Unable to get your credit report or credit score 2
Confusing or misleading advertising or marketing 1
Getting a line of credit 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2012 3 100%
2014 7 100%
2015 10 100%
2016 12 100%
2017 23 100%
2018 21 100%
2019 29 100%
2020 52 100%
2021 73 100%
2022 97 100%
2023 84 100%
2024 57 100%
2025 94 100%
2026 79 100%

Source: CFPB Consumer Complaint Database

Mortgage Research Center, LLC filings cluster in one product

Mortgage Research Center, LLC's 641 logged complaints reach a nationwide footprint - 50 states have at least one filing. 55.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-24.

Mortgage Research Center, LLC answers 100% of complaints inside the CFPB's tracked window and closes 98.6% with a written explanation. 0.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mortgage Research Center, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mortgage Research Center, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mortgage Research Center, LLC (100% timely; 0.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration