CFPB · Narrative-heavy record

Pronto Finance Inc.

73 CFPB complaints · 42.5% with narratives · top issue Incorrect information on your report.

73 CFPB complaints

Pronto Finance Inc.: 42.5% of 73 filings include consumer narratives. Timely 98.6% · relief 0% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +366.7% filings 2020 to 2026

CFPB relief outcome brief

CCDB company pronto-finance-inc

0% relief · 98.6% timely · 73 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Pronto Finance Inc. (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Pronto Finance Inc. and nearest filing-volume peers

Pronto Finance Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Pronto Finance Inc.'s 73 filings include narrative text

42.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 98.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Pronto Finance Inc. complaint mix by product

Total complaints: 73

Pronto Finance Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 73 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 26 complaints (35.6%), resolution 0.0% Credit reporting 35.6% Vehicle loan: 20 complaints (27.4%), resolution 0.0% Vehicle loan 27.4% Credit reporting,: 14 complaints (19.2%), resolution 0.0% Credit reporting, 19.2% Debt collection: 11 complaints (15.1%), resolution 0.0% Debt collection 15.1% Checking or: 1 complaints (1.4%), resolution 0.0% Credit card: 1 complaints (1.4%), resolution 0.0%
  • Credit reporting 26 35.6% 0% relief
  • Vehicle loan 20 27.4% 0% relief
  • Credit reporting, 14 19.2% 0% relief
  • Debt collection 11 15.1% 0% relief
  • Checking or 1 1.4% 0% relief
  • Credit card 1 1.4% 0% relief

How Pronto Finance Inc.'s 73 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 26
Vehicle loan or lease 20
Credit reporting, credit repair services, or other personal consumer reports 14
Debt collection 11
Checking or savings account 1
Credit card 1

Concentrated filing states for Pronto Finance Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
60.3% of this company's filings
IL44TX15FL4IN3LA2GA2KS1NV1

Pronto Finance Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
14
+366.7% vs 2020
05101520 2020202120222023202420252026 14

Top States

State Complaints
IL 44
TX 15
FL 4
IN 3
LA 2
GA 2
KS 1
NV 1
WI 1

Top Issues

Issue Complaints
Incorrect information on your report 18
Improper use of your report 16
Attempts to collect debt not owed 7
Repossession 7
Struggling to pay your loan 5
Managing the loan or lease 4
Took or threatened to take negative or legal action 3
Getting a loan or lease 3
Problem with a company's investigation into an existing problem 3
Problem with a credit reporting company's investigation into an existing problem 2
Opening an account 1
Problem with a purchase shown on your statement 1
False statements or representation 1
Credit monitoring or identity theft protection services 1
Problems at the end of the loan or lease 1

Yearly Trend

Year Complaints Timely
2020 3 100%
2021 4 100%
2022 9 100%
2023 13 100%
2024 11 100%
2025 19 94.7%
2026 14 100%

Source: CFPB Consumer Complaint Database

Pronto Finance Inc.'s narrative-rich complaint ledger

Pronto Finance Inc.'s 73 logged complaints stay concentrated: only 9 states show a filing. 42.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-06-14.

Pronto Finance Inc. answers 98.6% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Pronto Finance Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Pronto Finance Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Pronto Finance Inc. (98.6% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record