CFPB · Single-product concentration

Primera Financial Corp.

10 CFPB complaints · 80% in "Vehicle loan or lease" · top issue Managing the loan or lease.

10 CFPB complaints

Primera Financial Corp.: 80% of 10 CFPB complaints sit in "Vehicle loan or lease". Timely 90% · relief 10%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2024 to 2026

CFPB relief outcome brief

CCDB company primera-financial-corp

10% relief · 90% timely · 10 filings · Vehicle loan or lease

Nearest relief peer: Quality Acceptance LLC (10.5% relief)

Primera Financial Corp.(this)10%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Primera Financial Corp. and nearest filing-volume peers

Primera Financial Corp. closes 10% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Primera Financial Corp. scores strongest on timely response (82/100 percentile-benchmarked) and weakest on relief provided (47/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

66 /100 grade C

Relief provided

47 / 100 percentile-benchmarked

10% of complaints closed with relief to the consumer

Timely response

82 / 100 percentile-benchmarked

90% of complaints answered inside the CFPB 15-day window

Closed with explanation

82 / 100 percentile-benchmarked

90% of complaints closed with an explanation to the consumer

Most of Primera Financial Corp.'s 10 filings include narrative text

70% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 90.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Primera Financial Corp. complaint mix by product

Total complaints: 10

Primera Financial Corp. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 8 complaints (80.0%), resolution 12.5% Vehicle loan 80.0% Credit reporting: 2 complaints (20.0%), resolution 0.0% Credit reporting 20.0%
  • Vehicle loan 8 80.0% – 13% relief
  • Credit reporting 2 20.0% – 0% relief

How Primera Financial Corp.'s 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 8
Credit reporting or other personal consumer reports 2

Concentrated filing states for Primera Financial Corp.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
90% of this company's filings
CA9GA1

Primera Financial Corp. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2024
02468 202420252026 3

Top States

State Complaints
CA 9
GA 1

Top Issues

Issue Complaints
Managing the loan or lease 4
Repossession 3
Problems at the end of the loan or lease 1
Incorrect information on your report 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2024 1 100%
2025 6 83.3%
2026 3 100%

Source: CFPB Consumer Complaint Database

Primera Financial Corp. filings cluster in one product

Primera Financial Corp.'s 10 logged complaints stay concentrated: only 2 states show a filing. 70% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-03-02.

Primera Financial Corp. answers 90% of complaints inside the CFPB's tracked window and closes 90% with a written explanation. 10% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Primera Financial Corp..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Primera Financial Corp.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Primera Financial Corp. (90% timely; 10% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration