CFPB · Diversified product mix

Prancer Capital Corp

66 CFPB complaints · diversified mix (top product 30.3%) · top issue Improper use of your report.

66 CFPB complaints

Prancer Capital Corp: top product "Credit reporting or other personal consumer reports" is only 30.3% of 66 - multi-bucket mix. Timely 98.5% · relief 1.5%. Allegations, not findings.

  • Diversified product mix
  • +500% filings 2018 to 2026

CFPB relief outcome brief

CCDB company prancer-capital-corp

1.5% relief · 98.5% timely · 66 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Sf Vago, LLC (1.5% relief)

Prancer Capital Corp (this)1.5%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Prancer Capital Corp and nearest filing-volume peers

Prancer Capital Corp closes 1.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Prancer Capital Corp scores strongest on timely response (97/100 percentile-benchmarked) and weakest on relief provided (7/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

57 /100 grade C

Relief provided

7 / 100 percentile-benchmarked

1.5% of complaints closed with relief to the consumer

Timely response

97 / 100 percentile-benchmarked

98.5% of complaints answered inside the CFPB 15-day window

Closed with explanation

97 / 100 percentile-benchmarked

98.5% of complaints closed with an explanation to the consumer

How 66 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 98.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Prancer Capital Corp complaint mix by product

Total complaints: 66

Prancer Capital Corp complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 66 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 20 complaints (30.3%), resolution 0.0% Credit reporting 30.3% Vehicle loan: 19 complaints (28.8%), resolution 5.3% Vehicle loan 28.8% Credit reporting,: 18 complaints (27.3%), resolution 0.0% Credit reporting, 27.3% Debt collection: 7 complaints (10.6%), resolution 0.0% Debt collection 10.6% Credit card: 1 complaints (1.5%), resolution 0.0% Checking or: 1 complaints (1.5%), resolution 0.0%
  • Credit reporting 20 30.3% – 0% relief
  • Vehicle loan 19 28.8% – 5% relief
  • Credit reporting, 18 27.3% – 0% relief
  • Debt collection 7 10.6% – 0% relief
  • Credit card 1 1.5% – 0% relief
  • Checking or 1 1.5% – 0% relief

How Prancer Capital Corp's 66 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 20
Vehicle loan or lease 19
Credit reporting, credit repair services, or other personal consumer reports 18
Debt collection 7
Credit card 1
Checking or savings account 1

Where Prancer Capital Corp complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
25.8% of this company's filings
PA17MD10FL10NJ7OH6NC5VA3IN3

Prancer Capital Corp rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
12
+500% vs 2018
05101520 201820192020202120222023202420252026 12

Top States

State Complaints
PA 17
MD 10
FL 10
NJ 7
OH 6
NC 5
VA 3
IN 3
GA 2
WV 2

Top Issues

Issue Complaints
Improper use of your report 23
Incorrect information on your report 13
Managing the loan or lease 6
Problem with a company's investigation into an existing problem 3
Repossession 3
Took or threatened to take negative or legal action 3
Struggling to pay your loan 2
Written notification about debt 2
Getting a loan or lease 2
Problem with a credit reporting company's investigation into an existing problem 2
Unable to get your credit report or credit score 2
Trouble using your card 1
Attempts to collect debt not owed 1
Communication tactics 1
Managing an account 1
Problems at the end of the loan or lease 1

Yearly Trend

Year Complaints Timely
2018 2 100%
2019 9 88.9%
2020 4 100%
2021 3 100%
2022 5 100%
2023 9 100%
2024 5 100%
2025 17 100%
2026 12 100%

Source: CFPB Consumer Complaint Database

Prancer Capital Corp spreads across product buckets

Prancer Capital Corp's 66 logged complaints stay concentrated: only 10 states show a filing. Only 36.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2026-05-13.

Prancer Capital Corp answers 98.5% of complaints inside the CFPB's tracked window and closes 98.5% with a written explanation. 1.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Prancer Capital Corp.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Prancer Capital Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Prancer Capital Corp (98.5% timely; 1.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix