2026 data Public-data reference. official source

SF VAGO, LLC

105 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

105 consumer complaints filed with the CFPB

This profile shows SF VAGO, LLC's complaint history from CFPB public records. 105 consumers have filed complaints since 2021. The company has a 99% timely response rate and has provided relief in 1.9% of cases.

105
Total Complaints
99%
Timely Response
0%
Disputed
1.9%
Relief Provided
24
States Active
2021
Since

Total complaints

105

Filed since 2021

Timely response

99%

CFPB-tracked response window

Relief rate

1.9%

Closed with monetary or non-monetary relief

Timely response rate 99.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.9%
Industry median

Share closed with monetary or non-monetary relief.

SF VAGO, LLC complaint mix by product

Total complaints: 105

SF VAGO, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 105 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 35 complaints (33.3%), resolution 0.0% Credit reporting 33.3% Credit reporting,: 30 complaints (28.6%), resolution 0.0% Credit reporting, 28.6% Vehicle loan: 19 complaints (18.1%), resolution 0.0% Vehicle loan 18.1% Debt collection: 18 complaints (17.1%), resolution 5.6% Debt collection 17.1% Payday loan,: 2 complaints (1.9%), resolution 50.0% Mortgage: 1 complaints (1.0%), resolution 0.0%
  • Credit reporting 35 33.3% 0% relief
  • Credit reporting, 30 28.6% 0% relief
  • Vehicle loan 19 18.1% 0% relief
  • Debt collection 18 17.1% 6% relief
  • Payday loan, 2 1.9% 50% relief
  • Mortgage 1 1.0% 0% relief

How SF VAGO, LLC's 105 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 35
Credit reporting, credit repair services, or other personal consumer reports 30
Vehicle loan or lease 19
Debt collection 18
Payday loan, title loan, or personal loan 2
Mortgage 1

Top States

State Complaints
FL 18
GA 17
TX 10
CA 9
NY 8
PA 6
LA 6
TN 5
IL 4
AR 3
NJ 3
NV 2
SC 2
MI 2
SD 1
NC 1
AL 1
MO 1
DC 1
MD 1

Top Issues

Issue Complaints
Incorrect information on your report 36
Improper use of your report 18
Problem with a company's investigation into an existing problem 12
Managing the loan or lease 7
Attempts to collect debt not owed 6
Took or threatened to take negative or legal action 6
Problem with a credit reporting company's investigation into an existing problem 5
Written notification about debt 5
Problems at the end of the loan or lease 4
Can't contact lender or servicer 1
Repossession 1
Getting a loan or lease 1
False statements or representation 1
Closing on a mortgage 1
Loan payment wasn't credited to your account 1

Yearly Trend

Year Complaints Timely
2021 18 100%
2022 25 100%
2023 18 100%
2024 14 100%
2025 22 100%
2026 8 87.5%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About SF VAGO, LLC

SF VAGO, LLC has accumulated 105 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2021, and the most recent logged activity is 2026-03-31, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, SF VAGO, LLC reports a 99% timely-response rate and has closed 98.1% of cases with a written explanation to the consumer. 1.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SF VAGO, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does SF VAGO, LLC have?

SF VAGO, LLC has received 105 consumer complaints filed with the Consumer Financial Protection Bureau.

Does SF VAGO, LLC respond to complaints on time?

SF VAGO, LLC has a 99% timely response rate to CFPB complaints.

What is the most common complaint about SF VAGO, LLC?

The most common issue reported against SF VAGO, LLC is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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