CFPB · Diversified product mix
Sf Vago, LLC
135 CFPB complaints · diversified mix (top product 31.9%) · top issue Incorrect information on your report.
Sf Vago, LLC: top product "Credit reporting or other personal consumer reports" is only 31.9% of 135 - multi-bucket mix. Timely 99.3% · relief 1.5%. Allegations, not findings.
- Diversified product mix
- -34.8% filings 2021 to 2026
CFPB relief outcome brief
CCDB company sf-vago-llc
1.5% relief · 99.3% timely · 135 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Prancer Capital Corp (1.5% relief)
Sf Vago, LLC closes 1.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Sf Vago, LLC scores strongest on timely response (99/100 percentile-benchmarked) and weakest on relief provided (7/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
7 / 100 percentile-benchmarked
1.5% of complaints closed with relief to the consumer
Timely response
99 / 100 percentile-benchmarked
99.3% of complaints answered inside the CFPB 15-day window
Closed with explanation
97 / 100 percentile-benchmarked
98.5% of complaints closed with an explanation to the consumer
How 135 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Sf Vago, LLC complaint mix by product
- Credit reporting 43 31.9% – 0% relief
- Credit reporting, 34 25.2% – 0% relief
- Debt collection 28 20.7% – 4% relief
- Vehicle loan 27 20.0% – 0% relief
- Payday loan, 2 1.5% – 50% relief
- Mortgage 1 0.7% – 0% relief
How Sf Vago, LLC's 135 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 43 |
| Credit reporting, credit repair services, or other personal consumer reports | 34 |
| Debt collection | 28 |
| Vehicle loan or lease | 27 |
| Payday loan, title loan, or personal loan | 2 |
| Mortgage | 1 |
Where Sf Vago, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 16.3% of this company's filings
Sf Vago, LLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 15
- -34.8% vs 2021
Top States
| State | Complaints |
|---|---|
| FL | 22 |
| GA | 18 |
| TX | 17 |
| NY | 11 |
| CA | 10 |
| LA | 7 |
| TN | 7 |
| PA | 6 |
| IL | 6 |
| AR | 4 |
| MI | 3 |
| NJ | 3 |
| SC | 3 |
| NV | 2 |
| WA | 2 |
| AL | 2 |
| MD | 2 |
| NM | 1 |
| SD | 1 |
| MN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 43 |
| Improper use of your report | 21 |
| Problem with a company's investigation into an existing problem | 14 |
| Attempts to collect debt not owed | 11 |
| Took or threatened to take negative or legal action | 11 |
| Managing the loan or lease | 10 |
| Problems at the end of the loan or lease | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Written notification about debt | 5 |
| Getting a loan or lease | 2 |
| Repossession | 1 |
| Can't contact lender or servicer | 1 |
| Closing on a mortgage | 1 |
| Loan payment wasn't credited to your account | 1 |
| False statements or representation | 1 |
| Struggling to pay your loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 23 | 100% |
| 2022 | 31 | 100% |
| 2023 | 22 | 100% |
| 2024 | 19 | 100% |
| 2025 | 25 | 100% |
| 2026 | 15 | 93.3% |
Source: CFPB Consumer Complaint Database
Sf Vago, LLC spreads across product buckets
Sf Vago, LLC's 135 logged complaints stay concentrated: only 27 states show a filing. Only 34.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-06-08.
Sf Vago, LLC answers 99.3% of complaints inside the CFPB's tracked window and closes 98.5% with a written explanation. 1.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sf Vago, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Sf Vago, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 135.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Sf Vago, LLC (99.3% timely; 1.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix