Payday America Inc.
17 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Payday America Inc. complaint mix by product
- Payday loan, 5 29.4% – 20% relief
- Payday loan 4 23.5% – 50% relief
- Payday loan, 3 17.6% – 0% relief
- Debt collection 3 17.6% – 0% relief
- Checking or 1 5.9% – 0% relief
- Credit reporting, 1 5.9% – 0% relief
How Payday America Inc.'s 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 5 |
| Payday loan | 4 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Debt collection | 3 |
| Checking or savings account | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| MN | 11 |
| KS | 1 |
| LA | 1 |
| IL | 1 |
| NY | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Money was taken from your bank account on the wrong day or for the wrong amount | 3 |
| Received a loan you didn't apply for | 2 |
| Payment to acct not credited | 2 |
| Loan payment wasn't credited to your account | 1 |
| Written notification about debt | 1 |
| Charged fees or interest you didn't expect | 1 |
| Communication tactics | 1 |
| Charged bank acct wrong day or amt | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Can't stop charges to bank account | 1 |
| Can't stop withdrawals from your bank account | 1 |
| Problem with a lender or other company charging your account | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 3 | 33.3% |
| 2017 | 3 | 100% |
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 1 | 0% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 2 | 100% |
| 2026 | 2 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Payday America Inc.
Payday America Inc.'s 17 logged complaints stay concentrated: only 6 states show a filing on record. 58.8% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2015 through 2026-02-10.
Payday America Inc. answers 70.6% of complaints inside the CFPB's tracked window and closes 82.4% with a written explanation. 17.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Money was taken from your bank account on the wrong day or for the wrong amount."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Payday America Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Payday America Inc. have?
17, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Payday America Inc. respond to complaints on time?
70.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Payday America Inc.?
"Money was taken from your bank account on the wrong day or for the wrong amount", filed under the "Payday loan, title loan, or personal loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.