CFPB · Diversified product mix
Payday America Inc.
17 CFPB complaints · diversified mix (top product 29.4%) · top issue Money was taken from your bank account on the wrong day or for the wrong amount.
Payday America Inc.: top product "Payday loan, title loan, or personal loan" is only 29.4% of 17 - multi-bucket mix. Timely 70.6% · relief 17.6%. Allegations, not findings.
- Diversified product mix
- +100% filings 2015 to 2026
CFPB relief outcome brief
CCDB company payday-america-inc
17.6% relief · 70.6% timely · 17 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: GreenSky, LLC (17% relief)
Payday America Inc. closes 17.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Payday America Inc.'s 17 filings include narrative text
58.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Payday America Inc. complaint mix by product
- Payday loan, 5 29.4% – 20% relief
- Payday loan 4 23.5% – 50% relief
- Payday loan, 3 17.6% – 0% relief
- Debt collection 3 17.6% – 0% relief
- Checking or 1 5.9% – 0% relief
- Credit reporting, 1 5.9% – 0% relief
How Payday America Inc.'s 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 5 |
| Payday loan | 4 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Debt collection | 3 |
| Checking or savings account | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Payday America Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- MN
- 64.7% of this company's filings
Payday America Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- +100% vs 2015
Top States
| State | Complaints |
|---|---|
| MN | 11 |
| KS | 1 |
| LA | 1 |
| IL | 1 |
| NY | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Money was taken from your bank account on the wrong day or for the wrong amount | 3 |
| Received a loan you didn't apply for | 2 |
| Payment to acct not credited | 2 |
| Loan payment wasn't credited to your account | 1 |
| Written notification about debt | 1 |
| Charged fees or interest you didn't expect | 1 |
| Communication tactics | 1 |
| Charged bank acct wrong day or amt | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Can't stop charges to bank account | 1 |
| Can't stop withdrawals from your bank account | 1 |
| Problem with a lender or other company charging your account | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 3 | 33.3% |
| 2017 | 3 | 100% |
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 1 | 0% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 2 | 100% |
| 2026 | 2 | 0% |
Source: CFPB Consumer Complaint Database
Payday America Inc. spreads across product buckets
Payday America Inc.'s 17 logged complaints stay concentrated: only 6 states show a filing. 58.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-02-10.
Payday America Inc. answers 70.6% of complaints inside the CFPB's tracked window and closes 82.4% with a written explanation. 17.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Money was taken from your bank account on the wrong day or for the wrong amount."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Payday America Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Payday America Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 17.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 70.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Payday America Inc. (70.6% timely; 17.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix