CFPB · Narrative-heavy record

Paycheck Solutions llc

31 CFPB complaints · 64.5% with narratives · top issue Struggling to pay your loan.

31 CFPB complaints

Paycheck Solutions llc: 64.5% of 31 filings include consumer narratives. Timely 100% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • +200% filings 2021 to 2025

CFPB relief outcome brief

CCDB company paycheck-solutions-llc

0% relief · 100% timely · 31 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Paycheck Solutions llc (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Paycheck Solutions llc and nearest filing-volume peers

Paycheck Solutions llc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Paycheck Solutions llc's 31 filings include narrative text

64.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Paycheck Solutions llc complaint mix by product

Total complaints: 31

Paycheck Solutions llc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 31 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 13 complaints (41.9%), resolution 0.0% Debt collection 41.9% Payday loan,: 11 complaints (35.5%), resolution 0.0% Payday loan, 35.5% Payday loan,: 6 complaints (19.4%), resolution 0.0% Payday loan, 19.4% Prepaid card: 1 complaints (3.2%), resolution 0.0%
  • Debt collection 13 41.9% 0% relief
  • Payday loan, 11 35.5% 0% relief
  • Payday loan, 6 19.4% 0% relief
  • Prepaid card 1 3.2% 0% relief

How Paycheck Solutions llc's 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 13
Payday loan, title loan, or personal loan 11
Payday loan, title loan, personal loan, or advance loan 6
Prepaid card 1

Concentrated filing states for Paycheck Solutions llc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
87.1% of this company's filings
TX27UT2WA1IL1

Paycheck Solutions llc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
3
+200% vs 2021
05101520 20212022202320242025 3

Top States

State Complaints
TX 27
UT 2
WA 1
IL 1

Top Issues

Issue Complaints
Struggling to pay your loan 10
Threatened to contact someone or share information improperly 5
Communication tactics 3
Can't stop withdrawals from your bank account 3
Took or threatened to take negative or legal action 3
Charged fees or interest you didn't expect 2
Was approved for a loan, but didn't receive the money 1
Loan payment wasn't credited to your account 1
False statements or representation 1
Written notification about debt 1
Problem with a purchase or transfer 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2022 6 100%
2023 15 100%
2024 6 100%
2025 3 100%

Source: CFPB Consumer Complaint Database

Paycheck Solutions llc's narrative-rich complaint ledger

Paycheck Solutions llc's 31 logged complaints stay concentrated: only 4 states show a filing. 64.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2025-10-20.

Paycheck Solutions llc answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Struggling to pay your loan."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Paycheck Solutions llc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Paycheck Solutions llc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Paycheck Solutions llc (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record