CFPB · Single-product concentration

Starmark Financial LLC

285 CFPB complaints · 82.1% in "Debt collection" · top issue Attempts to collect debt not owed.

285 CFPB complaints

Starmark Financial LLC: 82.1% of 285 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +1766.7% filings 2022 to 2026

CFPB relief outcome brief

CCDB company starmark-financial-llc

0% relief · 100% timely · 285 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Starmark Financial LLC (this)0%E*Trade Bank13.3%Forster & Garbus LLP2.5%Pavilion Payments US BuyerCo,LLC9.5%Alchro Inc.1%
Closed-with-relief % among Starmark Financial LLC and nearest filing-volume peers

Starmark Financial LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Starmark Financial LLC scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

54 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

96 / 100 percentile-benchmarked

97.9% of complaints closed with an explanation to the consumer

How 285 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Starmark Financial LLC complaint mix by product

Total complaints: 285

Starmark Financial LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 285 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 234 complaints (82.1%), resolution 0.0% Debt collection 82.1% Credit reporting: 47 complaints (16.5%), resolution 0.0% Credit reporting 16.5% Credit reporting,: 2 complaints (0.7%), resolution 0.0% Payday loan,: 2 complaints (0.7%), resolution 0.0%
  • Debt collection 234 82.1% – 0% relief
  • Credit reporting 47 16.5% – 0% relief
  • Credit reporting, 2 0.7% – 0% relief
  • Payday loan, 2 0.7% – 0% relief

How Starmark Financial LLC's 285 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 234
Credit reporting or other personal consumer reports 47
Credit reporting, credit repair services, or other personal consumer reports 2
Payday loan, title loan, personal loan, or advance loan 2

Where Starmark Financial LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
35.4% of this company's filings
TX101SC25FL18GA16TN15MO12MI12MS11

Starmark Financial LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
112
+1766.7% vs 2022
050100150 20222023202420252026 112

Top States

State Complaints
TX 101
SC 25
FL 18
GA 16
TN 15
MO 12
MI 12
MS 11
NC 10
IN 7
OH 6
VA 5
AL 5
UT 5
CA 4
KS 4
WI 4
NY 3
AZ 3
DE 3

Top Issues

Issue Complaints
Attempts to collect debt not owed 100
Communication tactics 34
Written notification about debt 32
Took or threatened to take negative or legal action 31
Incorrect information on your report 23
False statements or representation 20
Improper use of your report 14
Threatened to contact someone or share information improperly 13
Problem with a company's investigation into an existing problem 11
Electronic communications 4
Struggling to pay your loan 1
Problem when making payments 1
Problem with fraud alerts or security freezes 1

Yearly Trend

Year Complaints Timely
2022 6 100%
2023 12 100%
2024 41 100%
2025 114 100%
2026 112 100%

Source: CFPB Consumer Complaint Database

Starmark Financial LLC filings cluster in one product

Starmark Financial LLC's 285 logged complaints stay concentrated: only 33 states show a filing. Only 34.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2022 through 2026-06-26.

Starmark Financial LLC answers 100% of complaints inside the CFPB's tracked window and closes 97.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Starmark Financial LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Starmark Financial LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Starmark Financial LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration