Total complaints
25
Filed since 2013
2026 data Public-data reference. official source
PAID IN FULL, INC.
25 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
25 consumer complaints filed with the CFPB
This profile shows PAID IN FULL, INC.'s complaint history from CFPB public records. 25 consumers have filed complaints since 2013. The company has a 96% timely response rate and has provided relief in 12% of cases.
25
Total Complaints
96%
Timely Response
4%
Disputed
12%
Relief Provided
6
States Active
2013
Since
Timely response
96%
CFPB-tracked response window
Relief rate
12%
Closed with monetary or non-monetary relief
Timely response rate 96.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 12.0%
Industry median
Share closed with monetary or non-monetary relief.
PAID IN FULL, INC. complaint mix by product
- Debt collection 16 64.0% – 13% relief
- Credit reporting, 4 16.0% – 0% relief
- Credit reporting 3 12.0% – 33% relief
- Credit reporting 1 4.0% – 0% relief
- Payday loan, 1 4.0% – 0% relief
How PAID IN FULL, INC.'s 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit reporting or other personal consumer reports | 3 |
| Credit reporting | 1 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| AZ | 20 |
| NM | 1 |
| GA | 1 |
| NY | 1 |
| FL | 1 |
| WI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 6 |
| Incorrect information on your report | 5 |
| Took or threatened to take negative or legal action | 4 |
| Cont'd attempts collect debt not owed | 3 |
| Disclosure verification of debt | 1 |
| False statements or representation | 1 |
| Incorrect information on credit report | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Written notification about debt | 1 |
| Improper use of your report | 1 |
| Getting the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 1 | 100% |
| 2015 | 2 | 100% |
| 2016 | 1 | 0% |
| 2017 | 1 | 100% |
| 2018 | 4 | 100% |
| 2020 | 4 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2025 | 7 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About PAID IN FULL, INC.
PAID IN FULL, INC. has accumulated 25 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 9 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-01-03, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, PAID IN FULL, INC. reports a 96% timely-response rate and has closed 88% of cases with a written explanation to the consumer. 12% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating PAID IN FULL, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does PAID IN FULL, INC. have?
PAID IN FULL, INC. has received 25 consumer complaints filed with the Consumer Financial Protection Bureau.
Does PAID IN FULL, INC. respond to complaints on time?
PAID IN FULL, INC. has a 96% timely response rate to CFPB complaints.
What is the most common complaint about PAID IN FULL, INC.?
The most common issue reported against PAID IN FULL, INC. is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
