CFPB · Single-product concentration
Paid in Full, Inc.
37 CFPB complaints · 75.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Paid in Full, Inc.: 75.7% of 37 CFPB complaints sit in "Debt collection". Timely 97.3% · relief 13.5%. Allegations, not findings.
- Single-product concentration
- +600% filings 2013 to 2026
CFPB relief outcome brief
CCDB company paid-in-full-inc
13.5% relief · 97.3% timely · 37 filings · Debt collection
Same-product relief peers
Nearest relief peer: CL Holdings LLC (13.5% relief)
Paid in Full, Inc. closes 13.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Paid in Full, Inc.'s 37 filings include narrative text
43.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Paid in Full, Inc. complaint mix by product
- Debt collection 28 75.7% – 14% relief
- Credit reporting, 4 10.8% – 0% relief
- Credit reporting 3 8.1% – 33% relief
- Credit reporting 1 2.7% – 0% relief
- Payday loan, 1 2.7% – 0% relief
How Paid in Full, Inc.'s 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 28 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit reporting or other personal consumer reports | 3 |
| Credit reporting | 1 |
| Payday loan, title loan, or personal loan | 1 |
Concentrated filing states for Paid in Full, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- AZ
- 86.5% of this company's filings
Paid in Full, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 7
- +600% vs 2013
Top States
| State | Complaints |
|---|---|
| AZ | 32 |
| WI | 1 |
| GA | 1 |
| NM | 1 |
| NY | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 12 |
| Took or threatened to take negative or legal action | 9 |
| Incorrect information on your report | 5 |
| Cont'd attempts collect debt not owed | 3 |
| Communication tactics | 1 |
| Improper use of your report | 1 |
| Disclosure verification of debt | 1 |
| Incorrect information on credit report | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Written notification about debt | 1 |
| False statements or representation | 1 |
| Getting the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 1 | 100% |
| 2015 | 2 | 100% |
| 2016 | 1 | 0% |
| 2017 | 1 | 100% |
| 2018 | 4 | 100% |
| 2020 | 4 | 100% |
| 2021 | 2 | 100% |
| 2022 | 1 | 100% |
| 2023 | 2 | 100% |
| 2024 | 2 | 100% |
| 2025 | 9 | 100% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database
Paid in Full, Inc. filings cluster in one product
Paid in Full, Inc.'s 37 logged complaints stay concentrated: only 6 states show a filing. 43.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-25.
Paid in Full, Inc. answers 97.3% of complaints inside the CFPB's tracked window and closes 83.8% with a written explanation. 13.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Paid in Full, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Paid in Full, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 37.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Paid in Full, Inc. (97.3% timely; 13.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration