CFPB · Narrative-heavy record
PacWest Credit, LTD
4 CFPB complaints · 50% with narratives · top issue Managing the loan or lease.
PacWest Credit, LTD: 50% of 4 filings include consumer narratives. Timely 50% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2018 to 2024
CFPB relief outcome brief
CCDB company pacwest-credit-ltd
0% relief · 50% timely · 4 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
PacWest Credit, LTD closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
PacWest Credit, LTD complaint mix by product
- Vehicle loan 2 50.0% – 0% relief
- Credit reporting, 2 50.0% – 0% relief
How PacWest Credit, LTD's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Concentrated filing states for PacWest Credit, LTD
Top states by attributed CFPB complaint volume for this company
- Leading state
- OR
- 75% of this company's filings
PacWest Credit, LTD complaints by year
Annual filing volume from the CFPB public database
- 2024
- 1
- 0% vs 2018
Top States
| State | Complaints |
|---|---|
| OR | 3 |
| WA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 1 |
| Improper use of your report | 1 |
| Struggling to pay your loan | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2022 | 1 | 0% |
| 2024 | 1 | 0% |
Source: CFPB Consumer Complaint Database
PacWest Credit, LTD's narrative-rich complaint ledger
PacWest Credit, LTD's 4 logged complaints stay concentrated: only 2 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2024-02-22.
PacWest Credit, LTD answers 50% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about PacWest Credit, LTD.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for PacWest Credit, LTD: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 50%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for PacWest Credit, LTD (50% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record