CFPB · Single-product concentration

Pacific Retrieval LLC

56 CFPB complaints · 98.2% in "Debt collection" · top issue Attempts to collect debt not owed.

56 CFPB complaints

Pacific Retrieval LLC: 98.2% of 56 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +350% filings 2019 to 2026

CFPB relief outcome brief

CCDB company pacific-retrieval-llc

0% relief · 100% timely · 56 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Pacific Retrieval LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Pacific Retrieval LLC and nearest filing-volume peers

Pacific Retrieval LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Pacific Retrieval LLC's 56 filings include narrative text

48.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Pacific Retrieval LLC complaint mix by product

Total complaints: 56

Pacific Retrieval LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 56 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 55 complaints (98.2%), resolution 0.0% Debt collection 98.2% Vehicle loan: 1 complaints (1.8%), resolution 0.0%
  • Debt collection 55 98.2% 0% relief
  • Vehicle loan 1 1.8% 0% relief

How Pacific Retrieval LLC's 56 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 55
Vehicle loan or lease 1

Concentrated filing states for Pacific Retrieval LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
92.9% of this company's filings
CA52OR2DC1

Pacific Retrieval LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
9
+350% vs 2019
024681012 20192020202120222023202420252026 9

Top States

State Complaints
CA 52
OR 2
DC 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 33
Took or threatened to take negative or legal action 7
Communication tactics 6
False statements or representation 4
Written notification about debt 3
Threatened to contact someone or share information improperly 2
Problems at the end of the loan or lease 1

Yearly Trend

Year Complaints Timely
2019 2 100%
2020 9 100%
2021 9 100%
2022 6 100%
2023 4 100%
2024 7 100%
2025 10 100%
2026 9 100%

Source: CFPB Consumer Complaint Database

Pacific Retrieval LLC filings cluster in one product

Pacific Retrieval LLC's 56 logged complaints stay concentrated: only 3 states show a filing. 48.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-05-23.

Pacific Retrieval LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Pacific Retrieval LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Pacific Retrieval LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Pacific Retrieval LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration