CFPB · Mid-pack CFPB posture
Pacific Credit Services, Inc.
3 CFPB complaints · 1 states · top issue Cont'd attempts collect debt not owed.
Pacific Credit Services, Inc. has 3 consumer complaints in the CFPB public database. Timely response is 100%; 33.3% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- -50% filings 2014 to 2015
CFPB relief outcome brief
CCDB company pacific-credit-services-inc
33.3% relief · 100% timely · 3 filings · Debt collection
Same-product relief peers
Nearest relief peer: Merchants and Medical Credit Corporation, Inc. (33.4% relief)
Pacific Credit Services, Inc. closes 33.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Pacific Credit Services, Inc. complaint mix by product
- Debt collection 2 66.7% – 0% relief
- Credit reporting 1 33.3% – 100% relief
How Pacific Credit Services, Inc.'s 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2 |
| Credit reporting | 1 |
Pacific Credit Services, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2015
- 1
- -50% vs 2014
Top States
| State | Complaints |
|---|---|
| CA | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 2 |
| Incorrect information on credit report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2015 | 1 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Pacific Credit Services, Inc.
Pacific Credit Services, Inc.'s 3 logged complaints stay concentrated: only 1 state shows a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2015-10-16.
Pacific Credit Services, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 66.7% with a written explanation. 33.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Pacific Credit Services, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Pacific Credit Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 3.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Pacific Credit Services, Inc. (100% timely; 33.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture