CFPB · Single-product concentration
OCMBC, Inc
29 CFPB complaints · 93.1% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
OCMBC, Inc: 93.1% of 29 CFPB complaints sit in "Mortgage". Timely 44.8% · relief 3.4%. Allegations, not findings.
- Single-product concentration
- 0% filings 2018 to 2026
CFPB relief outcome brief
CCDB company ocmbc-inc
3.4% relief · 44.8% timely · 29 filings · Mortgage
Same-product relief peers
Nearest relief peer: Ameris Bancorp (3.5% relief)
OCMBC, Inc closes 3.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of OCMBC, Inc's 29 filings include narrative text
58.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
OCMBC, Inc complaint mix by product
- Mortgage 27 93.1% – 4% relief
- Credit reporting 1 3.4% – 0% relief
- Credit reporting, 1 3.4% – 0% relief
How OCMBC, Inc's 29 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 27 |
| Credit reporting or other personal consumer reports | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where OCMBC, Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 27.6% of this company's filings
OCMBC, Inc complaints by year
Annual filing volume from the CFPB public database
- 2026
- 2
- 0% vs 2018
Top States
| State | Complaints |
|---|---|
| CA | 8 |
| TX | 5 |
| MD | 3 |
| FL | 3 |
| AZ | 2 |
| MI | 1 |
| MO | 1 |
| NM | 1 |
| IL | 1 |
| VA | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 12 |
| Trouble during payment process | 10 |
| Closing on a mortgage | 3 |
| Struggling to pay mortgage | 2 |
| Incorrect information on your report | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 2 | 50% |
| 2020 | 7 | 85.7% |
| 2021 | 1 | 100% |
| 2022 | 3 | 66.7% |
| 2023 | 6 | 16.7% |
| 2024 | 5 | 0% |
| 2025 | 3 | 33.3% |
| 2026 | 2 | 50% |
Source: CFPB Consumer Complaint Database
OCMBC, Inc filings cluster in one product
OCMBC, Inc's 29 logged complaints stay concentrated: only 11 states show a filing. 58.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-06-23.
OCMBC, Inc answers 44.8% of complaints inside the CFPB's tracked window and closes 89.7% with a written explanation. 3.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about OCMBC, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for OCMBC, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 29.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 44.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for OCMBC, Inc (44.8% timely; 3.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration