CFPB · Single-product concentration
Palm Beach Credit Adjustors, Inc
255 CFPB complaints · 83.9% in "Debt collection" · top issue Attempts to collect debt not owed.
Palm Beach Credit Adjustors, Inc: 83.9% of 255 CFPB complaints sit in "Debt collection". Timely 83.1% · relief 0%. Allegations, not findings.
- Single-product concentration
- +85.7% filings 2014 to 2026
CFPB relief outcome brief
CCDB company palm-beach-credit-adjustors-inc
0% relief · 83.1% timely · 255 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Palm Beach Credit Adjustors, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 255 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Palm Beach Credit Adjustors, Inc complaint mix by product
- Debt collection 214 83.9% – 0% relief
- Credit reporting, 27 10.6% – 0% relief
- Credit reporting 11 4.3% – 0% relief
- Debt or 1 0.4% – 0% relief
- Credit reporting 1 0.4% – 0% relief
- Consumer Loan 1 0.4% – 0% relief
How Palm Beach Credit Adjustors, Inc's 255 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 214 |
| Credit reporting, credit repair services, or other personal consumer reports | 27 |
| Credit reporting or other personal consumer reports | 11 |
| Debt or credit management | 1 |
| Credit reporting | 1 |
| Consumer Loan | 1 |
Concentrated filing states for Palm Beach Credit Adjustors, Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 91% of this company's filings
Palm Beach Credit Adjustors, Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 13
- +85.7% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 232 |
| GA | 4 |
| AR | 4 |
| NC | 2 |
| CA | 1 |
| DE | 1 |
| AL | 1 |
| OR | 1 |
| NY | 1 |
| CO | 1 |
| TN | 1 |
| SC | 1 |
| KY | 1 |
| UT | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 86 |
| Written notification about debt | 45 |
| Cont'd attempts collect debt not owed | 24 |
| Incorrect information on your report | 19 |
| False statements or representation | 18 |
| Disclosure verification of debt | 18 |
| Improper use of your report | 13 |
| Communication tactics | 10 |
| Took or threatened to take negative or legal action | 8 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Improper contact or sharing of info | 4 |
| Problem with a company's investigation into an existing problem | 2 |
| Problem with customer service | 1 |
| Incorrect information on credit report | 1 |
| Taking/threatening an illegal action | 1 |
| Problems when you are unable to pay | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 7 | 100% |
| 2015 | 16 | 100% |
| 2016 | 20 | 100% |
| 2017 | 19 | 100% |
| 2018 | 13 | 100% |
| 2019 | 17 | 100% |
| 2020 | 26 | 100% |
| 2021 | 36 | 100% |
| 2022 | 1 | 100% |
| 2023 | 27 | 100% |
| 2024 | 22 | 100% |
| 2025 | 38 | 21.1% |
| 2026 | 13 | 0% |
Source: CFPB Consumer Complaint Database
Palm Beach Credit Adjustors, Inc filings cluster in one product
Palm Beach Credit Adjustors, Inc's 255 logged complaints stay concentrated: only 15 states show a filing. Only 38.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-04.
Palm Beach Credit Adjustors, Inc answers 83.1% of complaints inside the CFPB's tracked window and closes 82.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Palm Beach Credit Adjustors, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Palm Beach Credit Adjustors, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 255.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 83.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Palm Beach Credit Adjustors, Inc (83.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration