2026 data Public-data reference. official source

Palm Beach Credit Adjustors, Inc

204 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

204 consumer complaints filed with the CFPB

This profile shows Palm Beach Credit Adjustors, Inc's complaint history from CFPB public records. 204 consumers have filed complaints since 2014. The company has a 82.8% timely response rate and has provided relief in 0% of cases.

204
Total Complaints
82.8%
Timely Response
7.4%
Disputed
0%
Relief Provided
14
States Active
2014
Since

Total complaints

204

Filed since 2014

Timely response

82.8%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 82.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Palm Beach Credit Adjustors, Inc complaint mix by product

Total complaints: 204

Palm Beach Credit Adjustors, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 204 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 173 complaints (84.8%), resolution 0.0% Debt collection 84.8% Credit reporting,: 20 complaints (9.8%), resolution 0.0% Credit reporting, 9.8% Credit reporting: 8 complaints (3.9%), resolution 0.0% Credit reporting: 1 complaints (0.5%), resolution 0.0% Debt or: 1 complaints (0.5%), resolution 0.0% Consumer Loan: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 173 84.8% 0% relief
  • Credit reporting, 20 9.8% 0% relief
  • Credit reporting 8 3.9% 0% relief
  • Credit reporting 1 0.5% 0% relief
  • Debt or 1 0.5% 0% relief
  • Consumer Loan 1 0.5% 0% relief

How Palm Beach Credit Adjustors, Inc's 204 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 173
Credit reporting, credit repair services, or other personal consumer reports 20
Credit reporting or other personal consumer reports 8
Credit reporting 1
Debt or credit management 1
Consumer Loan 1

Top States

State Complaints
FL 183
GA 4
AR 4
NC 2
DE 1
NV 1
NY 1
OR 1
CA 1
KY 1
SC 1
AL 1
UT 1
TN 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 67
Written notification about debt 38
Cont'd attempts collect debt not owed 18
Disclosure verification of debt 17
Incorrect information on your report 17
False statements or representation 14
Communication tactics 10
Improper use of your report 7
Took or threatened to take negative or legal action 6
Improper contact or sharing of info 3
Problem with a credit reporting company's investigation into an existing problem 3
Incorrect information on credit report 1
Problem with customer service 1
Problems when you are unable to pay 1
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2014 7 100%
2015 13 100%
2016 16 100%
2017 16 100%
2018 11 100%
2019 13 100%
2020 16 100%
2021 29 100%
2022 1 100%
2023 19 100%
2024 21 100%
2025 35 20%
2026 7 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Palm Beach Credit Adjustors, Inc

Palm Beach Credit Adjustors, Inc has accumulated 204 consumer complaints in the CFPB public database, with filings active across 14 U.S. states. Of those submissions, 52 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Palm Beach Credit Adjustors, Inc reports a 82.8% timely-response rate and has closed 81.9% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Palm Beach Credit Adjustors, Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Palm Beach Credit Adjustors, Inc have?

Palm Beach Credit Adjustors, Inc has received 204 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Palm Beach Credit Adjustors, Inc respond to complaints on time?

Palm Beach Credit Adjustors, Inc has a 82.8% timely response rate to CFPB complaints.

What is the most common complaint about Palm Beach Credit Adjustors, Inc?

The most common issue reported against Palm Beach Credit Adjustors, Inc is "Attempts to collect debt not owed" in the "Debt collection" product category.

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