Total complaints
204
Filed since 2014
204 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
204 consumer complaints filed with the CFPB
This profile shows Palm Beach Credit Adjustors, Inc's complaint history from CFPB public records. 204 consumers have filed complaints since 2014. The company has a 82.8% timely response rate and has provided relief in 0% of cases.
Total complaints
204
Filed since 2014
Timely response
82.8%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Palm Beach Credit Adjustors, Inc's 204 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 173 |
| Credit reporting, credit repair services, or other personal consumer reports | 20 |
| Credit reporting or other personal consumer reports | 8 |
| Credit reporting | 1 |
| Debt or credit management | 1 |
| Consumer Loan | 1 |
| State | Complaints |
|---|---|
| FL | 183 |
| GA | 4 |
| AR | 4 |
| NC | 2 |
| DE | 1 |
| NV | 1 |
| NY | 1 |
| OR | 1 |
| CA | 1 |
| KY | 1 |
| SC | 1 |
| AL | 1 |
| UT | 1 |
| TN | 1 |
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 67 |
| Written notification about debt | 38 |
| Cont'd attempts collect debt not owed | 18 |
| Disclosure verification of debt | 17 |
| Incorrect information on your report | 17 |
| False statements or representation | 14 |
| Communication tactics | 10 |
| Improper use of your report | 7 |
| Took or threatened to take negative or legal action | 6 |
| Improper contact or sharing of info | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Incorrect information on credit report | 1 |
| Problem with customer service | 1 |
| Problems when you are unable to pay | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 7 | 100% |
| 2015 | 13 | 100% |
| 2016 | 16 | 100% |
| 2017 | 16 | 100% |
| 2018 | 11 | 100% |
| 2019 | 13 | 100% |
| 2020 | 16 | 100% |
| 2021 | 29 | 100% |
| 2022 | 1 | 100% |
| 2023 | 19 | 100% |
| 2024 | 21 | 100% |
| 2025 | 35 | 20% |
| 2026 | 7 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Palm Beach Credit Adjustors, Inc has accumulated 204 consumer complaints in the CFPB public database, with filings active across 14 U.S. states. Of those submissions, 52 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Palm Beach Credit Adjustors, Inc reports a 82.8% timely-response rate and has closed 81.9% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Palm Beach Credit Adjustors, Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Palm Beach Credit Adjustors, Inc has received 204 consumer complaints filed with the Consumer Financial Protection Bureau.
Palm Beach Credit Adjustors, Inc has a 82.8% timely response rate to CFPB complaints.
The most common issue reported against Palm Beach Credit Adjustors, Inc is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.