CFPB · Diversified product mix
Coastal Credit, LLC
124 CFPB complaints · diversified mix (top product 29.8%) · top issue Managing the loan or lease.
Coastal Credit, LLC: top product "Debt collection" is only 29.8% of 124 - multi-bucket mix. Timely 83.1% · relief 0%. Allegations, not findings.
- Diversified product mix
- -42.9% filings 2014 to 2021
CFPB relief outcome brief
CCDB company coastal-credit-llc
0% relief · 83.1% timely · 124 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Coastal Credit, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Coastal Credit, LLC's 124 filings include narrative text
58.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Coastal Credit, LLC complaint mix by product
- Debt collection 37 29.8% – 0% relief
- Credit reporting, 30 24.2% – 0% relief
- Vehicle loan 27 21.8% – 0% relief
- Consumer Loan 27 21.8% – 0% relief
- Mortgage 2 1.6% – 0% relief
- Payday loan, 1 0.8% – 0% relief
How Coastal Credit, LLC's 124 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 37 |
| Credit reporting, credit repair services, or other personal consumer reports | 30 |
| Vehicle loan or lease | 27 |
| Consumer Loan | 27 |
| Mortgage | 2 |
| Payday loan, title loan, or personal loan | 1 |
Where Coastal Credit, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 13.7% of this company's filings
Coastal Credit, LLC falling annual filings
Annual filing volume from the CFPB public database
- 2021
- 4
- -42.9% vs 2014
Top States
| State | Complaints |
|---|---|
| VA | 17 |
| GA | 15 |
| NC | 13 |
| FL | 13 |
| PA | 9 |
| OH | 8 |
| CA | 6 |
| SC | 5 |
| DE | 5 |
| CO | 4 |
| MD | 4 |
| IN | 4 |
| TX | 3 |
| MS | 2 |
| MI | 2 |
| NV | 2 |
| HI | 2 |
| AL | 2 |
| IL | 2 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 19 |
| Problems when you are unable to pay | 16 |
| Incorrect information on your report | 13 |
| Improper use of your report | 11 |
| Took or threatened to take negative or legal action | 8 |
| Struggling to pay your loan | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 7 |
| Improper contact or sharing of info | 6 |
| False statements or representation | 6 |
| Attempts to collect debt not owed | 5 |
| Communication tactics | 4 |
| Problems at the end of the loan or lease | 4 |
| Cont'd attempts collect debt not owed | 3 |
| Getting a loan or lease | 3 |
| Taking out the loan or lease | 2 |
| Taking/threatening an illegal action | 2 |
| Written notification about debt | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 2 |
| Shopping for a loan or lease | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 7 | 57.1% |
| 2015 | 12 | 100% |
| 2016 | 17 | 94.1% |
| 2017 | 19 | 89.5% |
| 2018 | 29 | 96.6% |
| 2019 | 21 | 100% |
| 2020 | 15 | 33.3% |
| 2021 | 4 | 0% |
Source: CFPB Consumer Complaint Database
Coastal Credit, LLC spreads across product buckets
Coastal Credit, LLC's 124 logged complaints stay concentrated: only 23 states show a filing. 58.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2021-09-08.
Coastal Credit, LLC answers 83.1% of complaints inside the CFPB's tracked window and closes 88.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Coastal Credit, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Coastal Credit, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 124.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 83.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Coastal Credit, LLC (83.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix