CFPB · Single-product concentration
Northern Arizona Credit, Inc.
7 CFPB complaints · 100% in "Debt collection" · top issue Attempts to collect debt not owed.
Northern Arizona Credit, Inc.: 100% of 7 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +200% filings 2018 to 2023
CFPB relief outcome brief
CCDB company northern-arizona-credit-inc
0% relief · 100% timely · 7 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Northern Arizona Credit, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Northern Arizona Credit, Inc. has 7 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Northern Arizona Credit, Inc. complaint mix by product
- Debt collection 7 100.0% – 0% relief
How Northern Arizona Credit, Inc.'s 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 7 |
Concentrated filing states for Northern Arizona Credit, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- AZ
- 57.1% of this company's filings
Northern Arizona Credit, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2023
- 3
- +200% vs 2018
Top States
| State | Complaints |
|---|---|
| AZ | 4 |
| OH | 1 |
| DE | 1 |
| MD | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 5 |
| Written notification about debt | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2021 | 2 | 100% |
| 2022 | 1 | 100% |
| 2023 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Northern Arizona Credit, Inc. filings cluster in one product
Northern Arizona Credit, Inc.'s 7 logged complaints stay concentrated: only 4 states show a filing. Only 14.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2023-06-21.
Northern Arizona Credit, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Northern Arizona Credit, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Northern Arizona Credit, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 7.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Northern Arizona Credit, Inc. (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration