CFPB · Single-product concentration

Niagara Portfolio Solutions LLC

34 CFPB complaints · 85.3% in "Debt collection" · top issue Taking/threatening an illegal action.

34 CFPB complaints

Niagara Portfolio Solutions LLC: 85.3% of 34 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +933.3% filings 2014 to 2015

CFPB relief outcome brief

CCDB company niagara-portfolio-solutions-llc

0% relief · 100% timely · 34 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Niagara Portfolio Solutions …0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Niagara Portfolio Solutions LLC and nearest filing-volume peers

Niagara Portfolio Solutions LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Niagara Portfolio Solutions LLC complaint mix by product

Total complaints: 34

Niagara Portfolio Solutions LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 34 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 29 complaints (85.3%), resolution 0.0% Debt collection 85.3% Payday loan: 5 complaints (14.7%), resolution 0.0% Payday loan 14.7%
  • Debt collection 29 85.3% 0% relief
  • Payday loan 5 14.7% 0% relief

How Niagara Portfolio Solutions LLC's 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 29
Payday loan 5

Where Niagara Portfolio Solutions LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
17.6% of this company's filings
FL6NJ4CA3CO3PA2OK2IA2TX2

Niagara Portfolio Solutions LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2015
31
+933.3% vs 2014
010203040 20142015 31

Top States

State Complaints
FL 6
NJ 4
CA 3
CO 3
PA 2
OK 2
IA 2
TX 2
NY 1
WI 1
MO 1
MT 1
OR 1
MI 1
AZ 1
DC 1
GA 1
ND 1

Top Issues

Issue Complaints
Taking/threatening an illegal action 8
Cont'd attempts collect debt not owed 8
Communication tactics 6
False statements or representation 4
Improper contact or sharing of info 3
Received a loan I didn't apply for 1
Payment to acct not credited 1
Charged fees or interest I didn't expect 1
Can't contact lender 1
Applied for loan/did not receive money 1

Yearly Trend

Year Complaints Timely
2014 3 100%
2015 31 100%

Source: CFPB Consumer Complaint Database

Niagara Portfolio Solutions LLC filings cluster in one product

Niagara Portfolio Solutions LLC's 34 logged complaints stay concentrated: only 18 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2015-03-27.

Niagara Portfolio Solutions LLC answers 100% of complaints inside the CFPB's tracked window and closes 73.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Niagara Portfolio Solutions LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Niagara Portfolio Solutions LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Niagara Portfolio Solutions LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration