Niagara Portfolio Solutions LLC
34 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Niagara Portfolio Solutions LLC complaint mix by product
- Debt collection 29 85.3% – 0% relief
- Payday loan 5 14.7% – 0% relief
How Niagara Portfolio Solutions LLC's 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 29 |
| Payday loan | 5 |
Top States
| State | Complaints |
|---|---|
| FL | 6 |
| NJ | 4 |
| CA | 3 |
| CO | 3 |
| PA | 2 |
| OK | 2 |
| IA | 2 |
| TX | 2 |
| NY | 1 |
| WI | 1 |
| MO | 1 |
| MT | 1 |
| OR | 1 |
| MI | 1 |
| AZ | 1 |
| DC | 1 |
| GA | 1 |
| ND | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | 8 |
| Cont'd attempts collect debt not owed | 8 |
| Communication tactics | 6 |
| False statements or representation | 4 |
| Improper contact or sharing of info | 3 |
| Received a loan I didn't apply for | 1 |
| Payment to acct not credited | 1 |
| Charged fees or interest I didn't expect | 1 |
| Can't contact lender | 1 |
| Applied for loan/did not receive money | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 31 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Niagara Portfolio Solutions LLC
Niagara Portfolio Solutions LLC's 34 logged complaints stay concentrated: only 18 states show a filing on record. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2014 through 2015-03-27.
Niagara Portfolio Solutions LLC answers 100% of complaints inside the CFPB's tracked window and closes 73.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Niagara Portfolio Solutions LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Niagara Portfolio Solutions LLC have?
34, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Niagara Portfolio Solutions LLC respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Niagara Portfolio Solutions LLC?
"Taking/threatening an illegal action", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.