CFPB · Single-product concentration

Niagara Central Revenue

15 CFPB complaints · 100% in "Debt collection" · top issue Took or threatened to take negative or legal action.

15 CFPB complaints

Niagara Central Revenue: 100% of 15 CFPB complaints sit in "Debt collection". Timely 73.3% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +50% filings 2023 to 2026

CFPB relief outcome brief

CCDB company niagara-central-revenue

0% relief · 73.3% timely · 15 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Niagara Central Revenue(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Niagara Central Revenue and nearest filing-volume peers

Niagara Central Revenue closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Niagara Central Revenue scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

41 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

53 / 100 percentile-benchmarked

73.3% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Niagara Central Revenue's 15 filings include narrative text

60% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 73.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Niagara Central Revenue complaint mix by product

Total complaints: 15

Niagara Central Revenue complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 15 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 15 100.0% – 0% relief

How Niagara Central Revenue's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 15

Concentrated filing states for Niagara Central Revenue

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
40% of this company's filings
CA6TX2OH2FL1MI1AL1IA1TN1

Niagara Central Revenue rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+50% vs 2023
1234567 2023202420252026 3

Top States

State Complaints
CA 6
TX 2
OH 2
FL 1
MI 1
AL 1
IA 1
TN 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 7
Communication tactics 5
Attempts to collect debt not owed 1
Threatened to contact someone or share information improperly 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2023 2 100%
2024 4 75%
2025 6 66.7%
2026 3 66.7%

Source: CFPB Consumer Complaint Database

Niagara Central Revenue filings cluster in one product

Niagara Central Revenue's 15 logged complaints stay concentrated: only 8 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-05-05.

Niagara Central Revenue answers 73.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Niagara Central Revenue.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Niagara Central Revenue: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Niagara Central Revenue (73.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration