CFPB · Narrative-heavy record

New Century Auto Sales, Inc.

58 CFPB complaints · 56.9% with narratives · top issue Improper use of your report.

58 CFPB complaints

New Century Auto Sales, Inc.: 56.9% of 58 filings include consumer narratives. Timely 100% · relief 3.4% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • +150% filings 2015 to 2026

CFPB relief outcome brief

CCDB company new-century-auto-sales-inc

3.4% relief · 100% timely · 58 filings · Vehicle loan or lease

Nearest relief peer: Innovate Managed Holdings, LLC (3.3% relief)

New Century Auto Sales, Inc.(this)3.4%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among New Century Auto Sales, Inc. and nearest filing-volume peers

New Century Auto Sales, Inc. closes 3.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

New Century Auto Sales, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (16/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

61 /100 grade C

Relief provided

16 / 100 percentile-benchmarked

3.4% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

94 / 100 percentile-benchmarked

96.6% of complaints closed with an explanation to the consumer

Most of New Century Auto Sales, Inc.'s 58 filings include narrative text

56.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

New Century Auto Sales, Inc. complaint mix by product

Total complaints: 58

New Century Auto Sales, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 58 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 24 complaints (41.4%), resolution 4.2% Vehicle loan 41.4% Credit reporting: 18 complaints (31.0%), resolution 0.0% Credit reporting 31.0% Credit reporting,: 12 complaints (20.7%), resolution 0.0% Credit reporting, 20.7% Debt collection: 2 complaints (3.4%), resolution 0.0% Consumer Loan: 2 complaints (3.4%), resolution 50.0%
  • Vehicle loan 24 41.4% – 4% relief
  • Credit reporting 18 31.0% – 0% relief
  • Credit reporting, 12 20.7% – 0% relief
  • Debt collection 2 3.4% – 0% relief
  • Consumer Loan 2 3.4% – 50% relief

How New Century Auto Sales, Inc.'s 58 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 24
Credit reporting or other personal consumer reports 18
Credit reporting, credit repair services, or other personal consumer reports 12
Debt collection 2
Consumer Loan 2

Where New Century Auto Sales, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MI
31% of this company's filings
MI18OH14IL8IN6MO2KS2FL1WI1

New Century Auto Sales, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
5
+150% vs 2015
051015 20152017201820192020202120222023202420252026 5

Top States

State Complaints
MI 18
OH 14
IL 8
IN 6
MO 2
KS 2
FL 1
WI 1
NM 1
CA 1
CT 1
GA 1
ME 1

Top Issues

Issue Complaints
Improper use of your report 22
Getting a loan or lease 13
Incorrect information on your report 9
Problems at the end of the loan or lease 3
Problem with a company's investigation into an existing problem 2
Repossession 2
Managing the loan or lease 2
False statements or representation 1
Communication tactics 1
Problem with a company's investigation into an existing issue 1
Shopping for a loan or lease 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2015 2 100%
2017 2 100%
2018 2 100%
2019 2 100%
2020 4 100%
2021 4 100%
2022 5 100%
2023 10 100%
2024 9 100%
2025 13 100%
2026 5 100%

Source: CFPB Consumer Complaint Database

New Century Auto Sales, Inc.'s narrative-rich complaint ledger

New Century Auto Sales, Inc.'s 58 logged complaints stay concentrated: only 13 states show a filing. 56.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-04-30.

New Century Auto Sales, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 96.6% with a written explanation. 3.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about New Century Auto Sales, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for New Century Auto Sales, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for New Century Auto Sales, Inc. (100% timely; 3.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record