CFPB · Single-product concentration

NCC Holdings, LLC

17 CFPB complaints · 82.4% in "Credit reporting or other personal consumer reports" · top issue Improper use of your report.

17 CFPB complaints

NCC Holdings, LLC: 82.4% of 17 CFPB complaints sit in "Credit reporting or other personal consumer reports". Timely 82.4% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +700% filings 2023 to 2026

CFPB relief outcome brief

CCDB company ncc-holdings-llc

0% relief · 82.4% timely · 17 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

NCC Holdings, LLC (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among NCC Holdings, LLC and nearest filing-volume peers

NCC Holdings, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

NCC Holdings, LLC scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

46 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

69 / 100 percentile-benchmarked

82.4% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

How 17 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 82.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

NCC Holdings, LLC complaint mix by product

Total complaints: 17

NCC Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 14 complaints (82.4%), resolution 0.0% Credit reporting 82.4% Debt collection: 2 complaints (11.8%), resolution 0.0% Debt collection 11.8% Vehicle loan: 1 complaints (5.9%), resolution 0.0%
  • Credit reporting 14 82.4% – 0% relief
  • Debt collection 2 11.8% – 0% relief
  • Vehicle loan 1 5.9% – 0% relief

How NCC Holdings, LLC's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 14
Debt collection 2
Vehicle loan or lease 1

Where NCC Holdings, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
23.5% of this company's filings
CA4TX3MD2FL2IL2NJ2OK1NE1

NCC Holdings, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
8
+700% vs 2023
0246810 2023202420252026 8

Top States

State Complaints
CA 4
TX 3
MD 2
FL 2
IL 2
NJ 2
OK 1
NE 1

Top Issues

Issue Complaints
Improper use of your report 13
Written notification about debt 1
Getting a loan or lease 1
Problem with a company's investigation into an existing problem 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2023 1 100%
2024 6 50%
2025 2 100%
2026 8 100%

Source: CFPB Consumer Complaint Database

NCC Holdings, LLC filings cluster in one product

NCC Holdings, LLC's 17 logged complaints stay concentrated: only 8 states show a filing. Only 35.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-05-15.

NCC Holdings, LLC answers 82.4% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about NCC Holdings, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for NCC Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for NCC Holdings, LLC (82.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration