CFPB · Single-product concentration
National Debt Holdings, LLC
55 CFPB complaints · 80% in "Debt collection" · top issue Attempts to collect debt not owed.
National Debt Holdings, LLC: 80% of 55 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +800% filings 2018 to 2026
CFPB relief outcome brief
CCDB company national-debt-holdings-llc
0% relief · 100% timely · 55 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
National Debt Holdings, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
National Debt Holdings, LLC scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
100% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
100% of complaints closed with an explanation to the consumer
Most of National Debt Holdings, LLC's 55 filings include narrative text
43.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
National Debt Holdings, LLC complaint mix by product
- Debt collection 44 80.0% – 0% relief
- Credit reporting 8 14.5% – 0% relief
- Payday loan, 2 3.6% – 0% relief
- Student loan 1 1.8% – 0% relief
How National Debt Holdings, LLC's 55 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 44 |
| Credit reporting or other personal consumer reports | 8 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Student loan | 1 |
Where National Debt Holdings, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 23.6% of this company's filings
National Debt Holdings, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 18
- +800% vs 2018
Top States
| State | Complaints |
|---|---|
| TX | 13 |
| FL | 7 |
| SC | 6 |
| NY | 4 |
| WI | 3 |
| CA | 3 |
| MS | 2 |
| IL | 2 |
| DE | 2 |
| NC | 2 |
| PA | 2 |
| AZ | 2 |
| NJ | 1 |
| AR | 1 |
| OH | 1 |
| GA | 1 |
| IN | 1 |
| MO | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 14 |
| Took or threatened to take negative or legal action | 11 |
| Written notification about debt | 6 |
| False statements or representation | 6 |
| Incorrect information on your report | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Communication tactics | 3 |
| Electronic communications | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Can't contact lender or servicer | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Dealing with your lender or servicer | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 2 | 100% |
| 2019 | 8 | 100% |
| 2020 | 2 | 100% |
| 2021 | 1 | 100% |
| 2024 | 4 | 100% |
| 2025 | 20 | 100% |
| 2026 | 18 | 100% |
Source: CFPB Consumer Complaint Database
National Debt Holdings, LLC filings cluster in one product
National Debt Holdings, LLC's 55 logged complaints stay concentrated: only 19 states show a filing. 43.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-06-11.
National Debt Holdings, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Debt Holdings, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for National Debt Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 55.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for National Debt Holdings, LLC (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration