National Debt Holdings, LLC
55 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
National Debt Holdings, LLC complaint mix by product
- Debt collection 44 80.0% – 0% relief
- Credit reporting 8 14.5% – 0% relief
- Payday loan, 2 3.6% – 0% relief
- Student loan 1 1.8% – 0% relief
How National Debt Holdings, LLC's 55 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 44 |
| Credit reporting or other personal consumer reports | 8 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Student loan | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 13 |
| FL | 7 |
| SC | 6 |
| NY | 4 |
| WI | 3 |
| CA | 3 |
| MS | 2 |
| IL | 2 |
| DE | 2 |
| NC | 2 |
| PA | 2 |
| AZ | 2 |
| NJ | 1 |
| AR | 1 |
| OH | 1 |
| GA | 1 |
| IN | 1 |
| MO | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 14 |
| Took or threatened to take negative or legal action | 11 |
| Written notification about debt | 6 |
| False statements or representation | 6 |
| Incorrect information on your report | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Communication tactics | 3 |
| Electronic communications | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Can't contact lender or servicer | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Dealing with your lender or servicer | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 2 | 100% |
| 2019 | 8 | 100% |
| 2020 | 2 | 100% |
| 2021 | 1 | 100% |
| 2024 | 4 | 100% |
| 2025 | 20 | 100% |
| 2026 | 18 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About National Debt Holdings, LLC
National Debt Holdings, LLC's 55 logged complaints stay concentrated: only 19 states show a filing on record. 43.6% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2018 through 2026-06-11.
National Debt Holdings, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Debt Holdings, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does National Debt Holdings, LLC have?
55, per the CFPB's public complaint count for this company (see the full breakdown above).
Does National Debt Holdings, LLC respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about National Debt Holdings, LLC?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.