CFPB · Single-product concentration

National Check Bureau, Inc.

16 CFPB complaints · 81.3% in "Debt collection" · top issue False statements or representation.

16 CFPB complaints

National Check Bureau, Inc.: 81.3% of 16 CFPB complaints sit in "Debt collection". Timely 75% · relief 31.3%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2013 to 2026

CFPB relief outcome brief

CCDB company national-check-bureau-inc

31.3% relief · 75% timely · 16 filings · Debt collection

Nearest relief peer: Alpha Recovery Corp (31.4% relief)

National Check Bureau, Inc. …31.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among National Check Bureau, Inc. and nearest filing-volume peers

National Check Bureau, Inc. closes 31.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 16 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 75.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 31.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

National Check Bureau, Inc. complaint mix by product

Total complaints: 16

National Check Bureau, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 16 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 13 complaints (81.3%), resolution 23.1% Debt collection 81.3% Credit card: 2 complaints (12.5%), resolution 100.0% Credit card 12.5% Credit card: 1 complaints (6.3%), resolution 0.0% Credit card 6.3%
  • Debt collection 13 81.3% 23% relief
  • Credit card 2 12.5% 100% relief
  • Credit card 1 6.3% 0% relief

How National Check Bureau, Inc.'s 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 13
Credit card 2
Credit card or prepaid card 1

Concentrated filing states for National Check Bureau, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MI
56.3% of this company's filings
MI9OH3TX1WI1CA1

National Check Bureau, Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2013
0123456 201320142015201620192020202120232026 1

Top States

State Complaints
MI 9
OH 3
TX 1
WI 1
CA 1

Top Issues

Issue Complaints
False statements or representation 3
Disclosure verification of debt 3
Took or threatened to take negative or legal action 2
Attempts to collect debt not owed 2
Getting a credit card 1
Communication tactics 1
Closing/Cancelling account 1
Cont'd attempts collect debt not owed 1
Bankruptcy 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 1 100%
2015 5 60%
2016 3 100%
2019 2 100%
2020 1 100%
2021 1 0%
2023 1 100%
2026 1 0%

Source: CFPB Consumer Complaint Database

National Check Bureau, Inc. filings cluster in one product

National Check Bureau, Inc.'s 16 logged complaints stay concentrated: only 5 states show a filing. Only 31.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-05-25.

National Check Bureau, Inc. answers 75% of complaints inside the CFPB's tracked window and closes 62.5% with a written explanation. 31.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Check Bureau, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for National Check Bureau, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for National Check Bureau, Inc. (75% timely; 31.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration