CFPB · Single-product concentration

National Bond And Collection Associates, Inc.

21 CFPB complaints · 100% in "Debt collection" · top issue Communication tactics.

21 CFPB complaints

National Bond And Collection Associates, Inc.: 100% of 21 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2013 to 2024

CFPB relief outcome brief

CCDB company national-bond-and-collection-associates-inc

0% relief · 100% timely · 21 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

National Bond And CollectionAssociates, Inc. (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among National Bond And Collection Associates, Inc. and nearest filing-volume peers

National Bond And Collection Associates, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

National Bond And Collection Associates, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

53 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

91 / 100 percentile-benchmarked

95.2% of complaints closed with an explanation to the consumer

Most of National Bond And Collection Associates, Inc.'s 21 filings include narrative text

52.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

National Bond And Collection Associates, Inc. complaint mix by product

Total complaints: 21

National Bond And Collection Associates, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 21 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 21 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 21 100.0% – 0% relief

How National Bond And Collection Associates, Inc.'s 21 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 21

Concentrated filing states for National Bond And Collection Associates, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
52.4% of this company's filings
PA11WI3IL2VA2LA1NY1

National Bond And Collection Associates, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2024
2
+100% vs 2013
02468 20132014201620172018201920202024 2

Top States

State Complaints
PA 11
WI 3
IL 2
VA 2
LA 1
NY 1

Top Issues

Issue Complaints
Communication tactics 6
Took or threatened to take negative or legal action 4
Attempts to collect debt not owed 4
False statements or representation 2
Disclosure verification of debt 2
Cont'd attempts collect debt not owed 2
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 2 100%
2016 1 100%
2017 7 100%
2018 3 100%
2019 2 100%
2020 3 100%
2024 2 100%

Source: CFPB Consumer Complaint Database

National Bond And Collection Associates, Inc. filings cluster in one product

National Bond And Collection Associates, Inc.'s 21 logged complaints stay concentrated: only 6 states show a filing. 52.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2024-12-10.

National Bond And Collection Associates, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 95.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Bond And Collection Associates, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for National Bond And Collection Associates, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for National Bond And Collection Associates, Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration