CFPB · Diversified product mix

National Auto Lenders, Inc.

77 CFPB complaints · diversified mix (top product 24.7%) · top issue Incorrect information on your report.

77 CFPB complaints

National Auto Lenders, Inc.: top product "Debt collection" is only 24.7% of 77 - multi-bucket mix. Timely 97.4% · relief 23.4%. Allegations, not findings.

  • Diversified product mix
  • -25% filings 2015 to 2026

CFPB relief outcome brief

CCDB company national-auto-lenders-inc

23.4% relief · 97.4% timely · 77 filings · Debt collection

Nearest relief peer: Solomon and Solomon, P.C. (23.5% relief)

National Auto Lenders, Inc.(this)23.4%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among National Auto Lenders, Inc. and nearest filing-volume peers

National Auto Lenders, Inc. closes 23.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

National Auto Lenders, Inc. scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (57/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

88 /100 grade A

Relief provided

100 / 100 percentile-benchmarked

23.4% of complaints closed with relief to the consumer

Timely response

95 / 100 percentile-benchmarked

97.4% of complaints answered inside the CFPB 15-day window

Closed with explanation

57 / 100 percentile-benchmarked

76.6% of complaints closed with an explanation to the consumer

Most of National Auto Lenders, Inc.'s 77 filings include narrative text

44.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 97.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 23.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

National Auto Lenders, Inc. complaint mix by product

Total complaints: 77

National Auto Lenders, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 77 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 19 complaints (24.7%), resolution 21.1% Debt collection 24.7% Vehicle loan: 18 complaints (23.4%), resolution 22.2% Vehicle loan 23.4% Credit reporting,: 17 complaints (22.1%), resolution 29.4% Credit reporting, 22.1% Credit reporting: 14 complaints (18.2%), resolution 0.0% Credit reporting 18.2% Consumer Loan: 8 complaints (10.4%), resolution 62.5% Consumer Loan 10.4% Debt or: 1 complaints (1.3%), resolution 0.0%
  • Debt collection 19 24.7% – 21% relief
  • Vehicle loan 18 23.4% – 22% relief
  • Credit reporting, 17 22.1% – 29% relief
  • Credit reporting 14 18.2% – 0% relief
  • Consumer Loan 8 10.4% – 63% relief
  • Debt or 1 1.3% – 0% relief

How National Auto Lenders, Inc.'s 77 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 19
Vehicle loan or lease 18
Credit reporting, credit repair services, or other personal consumer reports 17
Credit reporting or other personal consumer reports 14
Consumer Loan 8
Debt or credit management 1

Concentrated filing states for National Auto Lenders, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
54.5% of this company's filings
FL42TX18GA11TN2NY2VA1OH1

National Auto Lenders, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
3
-25% vs 2015
2468101214 201520162017201820192020202120222023202420252026 3

Top States

State Complaints
FL 42
TX 18
GA 11
TN 2
NY 2
VA 1
OH 1

Top Issues

Issue Complaints
Incorrect information on your report 23
Attempts to collect debt not owed 9
Problem with a credit reporting company's investigation into an existing problem 7
Improper use of your report 6
Managing the loan or lease 5
Took or threatened to take negative or legal action 4
Struggling to pay your loan 4
Problems at the end of the loan or lease 3
Repossession 2
Taking out the loan or lease 2
Disclosure verification of debt 2
Written notification about debt 2
Didn't provide services promised 1
Problem with a company's investigation into an existing problem 1
False statements or representation 1
Shopping for a loan or lease 1
Communication tactics 1
Problems when you are unable to pay 1
Getting a loan or lease 1
Problem with customer service 1

Yearly Trend

Year Complaints Timely
2015 4 100%
2016 5 100%
2017 5 100%
2018 8 87.5%
2019 4 100%
2020 6 100%
2021 7 100%
2022 9 100%
2023 7 100%
2024 7 100%
2025 12 91.7%
2026 3 100%

Source: CFPB Consumer Complaint Database

National Auto Lenders, Inc. spreads across product buckets

National Auto Lenders, Inc.'s 77 logged complaints stay concentrated: only 7 states show a filing. 44.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-04-17.

National Auto Lenders, Inc. answers 97.4% of complaints inside the CFPB's tracked window and closes 76.6% with a written explanation. 23.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Auto Lenders, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for National Auto Lenders, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for National Auto Lenders, Inc. (97.4% timely; 23.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix