2026 data Public-data reference. official source

National Auto Lenders, Inc.

66 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

66 consumer complaints filed with the CFPB

This profile shows National Auto Lenders, Inc.'s complaint history from CFPB public records. 66 consumers have filed complaints since 2015. The company has a 97% timely response rate and has provided relief in 24.2% of cases.

66
Total Complaints
97%
Timely Response
1.5%
Disputed
24.2%
Relief Provided
7
States Active
2015
Since

Total complaints

66

Filed since 2015

Timely response

97%

CFPB-tracked response window

Relief rate

24.2%

Closed with monetary or non-monetary relief

Timely response rate 97.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 24.2%
Industry median

Share closed with monetary or non-monetary relief.

National Auto Lenders, Inc. complaint mix by product

Total complaints: 66

National Auto Lenders, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 66 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 17 complaints (25.8%), resolution 23.5% Debt collection 25.8% Credit reporting,: 16 complaints (24.2%), resolution 25.0% Credit reporting, 24.2% Vehicle loan: 13 complaints (19.7%), resolution 23.1% Vehicle loan 19.7% Credit reporting: 12 complaints (18.2%), resolution 0.0% Credit reporting 18.2% Consumer Loan: 7 complaints (10.6%), resolution 71.4% Consumer Loan 10.6% Debt or: 1 complaints (1.5%), resolution 0.0%
  • Debt collection 17 25.8% 24% relief
  • Credit reporting, 16 24.2% 25% relief
  • Vehicle loan 13 19.7% 23% relief
  • Credit reporting 12 18.2% 0% relief
  • Consumer Loan 7 10.6% 71% relief
  • Debt or 1 1.5% 0% relief

How National Auto Lenders, Inc.'s 66 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 17
Credit reporting, credit repair services, or other personal consumer reports 16
Vehicle loan or lease 13
Credit reporting or other personal consumer reports 12
Consumer Loan 7
Debt or credit management 1

Top States

State Complaints
FL 36
TX 15
GA 9
TN 2
NY 2
VA 1
OH 1

Top Issues

Issue Complaints
Incorrect information on your report 20
Attempts to collect debt not owed 8
Improper use of your report 6
Managing the loan or lease 5
Problem with a credit reporting company's investigation into an existing problem 5
Struggling to pay your loan 4
Problems at the end of the loan or lease 3
Took or threatened to take negative or legal action 3
Written notification about debt 2
Disclosure verification of debt 2
Shopping for a loan or lease 1
Problems when you are unable to pay 1
False statements or representation 1
Problem with customer service 1
Communication tactics 1
Problem with a company's investigation into an existing problem 1
Didn't provide services promised 1
Taking out the loan or lease 1

Yearly Trend

Year Complaints Timely
2015 4 100%
2016 4 100%
2017 5 100%
2018 6 83.3%
2019 4 100%
2020 5 100%
2021 7 100%
2022 7 100%
2023 6 100%
2024 6 100%
2025 10 90%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About National Auto Lenders, Inc.

National Auto Lenders, Inc. has accumulated 66 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 24 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-02-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, National Auto Lenders, Inc. reports a 97% timely-response rate and has closed 75.8% of cases with a written explanation to the consumer. 24.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating National Auto Lenders, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does National Auto Lenders, Inc. have?

National Auto Lenders, Inc. has received 66 consumer complaints filed with the Consumer Financial Protection Bureau.

Does National Auto Lenders, Inc. respond to complaints on time?

National Auto Lenders, Inc. has a 97% timely response rate to CFPB complaints.

What is the most common complaint about National Auto Lenders, Inc.?

The most common issue reported against National Auto Lenders, Inc. is "Incorrect information on your report" in the "Debt collection" product category.

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