2026 data Public-data reference. official source

FCI Lender Services Inc.

377 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

377 consumer complaints filed with the CFPB

This profile shows FCI Lender Services Inc.'s complaint history from CFPB public records. 377 consumers have filed complaints since 2012. The company has a 97.9% timely response rate and has provided relief in 0.3% of cases.

377
Total Complaints
97.9%
Timely Response
7.4%
Disputed
0.3%
Relief Provided
35
States Active
2012
Since

Total complaints

377

Filed since 2012

Timely response

97.9%

CFPB-tracked response window

Relief rate

0.3%

Closed with monetary or non-monetary relief

Timely response rate 97.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.3%
Industry median

Share closed with monetary or non-monetary relief.

FCI Lender Services Inc. complaint mix by product

Total complaints: 377

FCI Lender Services Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 377 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 313 complaints (83.2%), resolution 0.3% Mortgage 83.2% Debt collection: 55 complaints (14.6%), resolution 0.0% Debt collection 14.6% Credit reporting,: 3 complaints (0.8%), resolution 0.0% Payday loan,: 2 complaints (0.5%), resolution 0.0% Credit reporting: 1 complaints (0.3%), resolution 0.0% Credit card: 1 complaints (0.3%), resolution 0.0% Checking or: 1 complaints (0.3%), resolution 0.0%
  • Mortgage 313 83.2% 0% relief
  • Debt collection 55 14.6% 0% relief
  • Credit reporting, 3 0.8% 0% relief
  • Payday loan, 2 0.5% 0% relief
  • Credit reporting 1 0.3% 0% relief
  • Credit card 1 0.3% 0% relief
  • Checking or 1 0.3% 0% relief

How FCI Lender Services Inc.'s 377 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 313
Debt collection 55
Credit reporting, credit repair services, or other personal consumer reports 3
Payday loan, title loan, or personal loan 2
Credit reporting or other personal consumer reports 1
Credit card 1
Checking or savings account 1
Debt or credit management 1

Top States

State Complaints
CA 79
FL 45
NY 25
PA 23
GA 20
NJ 19
IL 18
TX 16
MD 15
OH 13
AZ 11
VA 8
MA 8
NC 7
MI 7
KY 6
NV 6
DC 6
CO 4
MN 4

Top Issues

Issue Complaints
Struggling to pay mortgage 109
Trouble during payment process 87
Loan modification,collection,foreclosure 57
Loan servicing, payments, escrow account 34
Took or threatened to take negative or legal action 18
Attempts to collect debt not owed 17
Applying for a mortgage or refinancing an existing mortgage 11
Written notification about debt 9
Closing on a mortgage 6
False statements or representation 5
Other 4
Disclosure verification of debt 3
Incorrect information on your report 3
Settlement process and costs 2
Cont'd attempts collect debt not owed 2
Application, originator, mortgage broker 2
Improper use of your report 2
Communication tactics 1
Other fee 1
Problem with a lender or other company charging your account 1

Yearly Trend

Year Complaints Timely
2012 3 100%
2013 19 73.7%
2014 20 85%
2015 25 100%
2016 33 100%
2017 22 100%
2018 33 100%
2019 39 100%
2020 31 100%
2021 26 100%
2022 22 100%
2023 18 100%
2024 29 100%
2025 44 100%
2026 13 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FCI Lender Services Inc.

FCI Lender Services Inc. has accumulated 377 consumer complaints in the CFPB public database, with filings active across 35 U.S. states. Of those submissions, 92 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-23, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FCI Lender Services Inc. reports a 97.9% timely-response rate and has closed 99.2% of cases with a written explanation to the consumer. 0.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Struggling to pay mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FCI Lender Services Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FCI Lender Services Inc. have?

FCI Lender Services Inc. has received 377 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FCI Lender Services Inc. respond to complaints on time?

FCI Lender Services Inc. has a 97.9% timely response rate to CFPB complaints.

What is the most common complaint about FCI Lender Services Inc.?

The most common issue reported against FCI Lender Services Inc. is "Struggling to pay mortgage" in the "Mortgage" product category.

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