2026 data Public-data reference. official source

Figure Technologies, Inc

148 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

148 consumer complaints filed with the CFPB

This profile shows Figure Technologies, Inc's complaint history from CFPB public records. 148 consumers have filed complaints since 2018. The company has a 100% timely response rate and has provided relief in 1.4% of cases.

148
Total Complaints
100%
Timely Response
0%
Disputed
1.4%
Relief Provided
32
States Active
2018
Since

Total complaints

148

Filed since 2018

Timely response

100%

CFPB-tracked response window

Relief rate

1.4%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.4%
Industry median

Share closed with monetary or non-monetary relief.

Figure Technologies, Inc complaint mix by product

Total complaints: 148

Figure Technologies, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 148 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 61 complaints (41.5%), resolution 3.3% Mortgage 41.5% Credit reporting: 44 complaints (29.9%), resolution 0.0% Credit reporting 29.9% Debt collection: 19 complaints (12.9%), resolution 0.0% Debt collection 12.9% Credit reporting,: 9 complaints (6.1%), resolution 0.0% Credit reporting, 6.1% Payday loan,: 8 complaints (5.4%), resolution 0.0% Payday loan,: 4 complaints (2.7%), resolution 0.0% Money transfer,: 2 complaints (1.4%), resolution 0.0%
  • Mortgage 61 41.5% 3% relief
  • Credit reporting 44 29.9% 0% relief
  • Debt collection 19 12.9% 0% relief
  • Credit reporting, 9 6.1% 0% relief
  • Payday loan, 8 5.4% 0% relief
  • Payday loan, 4 2.7% 0% relief
  • Money transfer, 2 1.4% 0% relief

How Figure Technologies, Inc's 148 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 61
Credit reporting or other personal consumer reports 44
Debt collection 19
Credit reporting, credit repair services, or other personal consumer reports 9
Payday loan, title loan, or personal loan 8
Payday loan, title loan, personal loan, or advance loan 4
Money transfer, virtual currency, or money service 2
Checking or savings account 1

Top States

State Complaints
FL 21
GA 13
MI 13
NJ 12
IL 11
CA 10
OH 7
TX 7
AZ 5
WA 4
NV 4
IN 4
NC 4
AL 4
MA 3
LA 3
OR 3
PA 2
MD 2
TN 2

Top Issues

Issue Complaints
Incorrect information on your report 35
Trouble during payment process 32
Applying for a mortgage or refinancing an existing mortgage 12
Problem with a company's investigation into an existing problem 12
Took or threatened to take negative or legal action 11
Improper use of your report 10
Struggling to pay mortgage 7
Attempts to collect debt not owed 6
Closing on a mortgage 5
Getting a line of credit 4
Getting the loan 3
Struggling to pay your loan 2
Other transaction problem 1
Identity theft protection or other monitoring services 1
Problem with a credit reporting company's investigation into an existing problem 1
Charged fees or interest you didn't expect 1
Communication tactics 1
Managing an account 1
Money was not available when promised 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2019 4 100%
2020 5 100%
2021 3 100%
2022 7 100%
2023 19 100%
2024 28 100%
2025 48 100%
2026 33 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Figure Technologies, Inc

Figure Technologies, Inc has accumulated 148 consumer complaints in the CFPB public database, with filings active across 32 U.S. states. Of those submissions, 43 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2026-03-30, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Figure Technologies, Inc reports a 100% timely-response rate and has closed 98.6% of cases with a written explanation to the consumer. 1.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Figure Technologies, Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Figure Technologies, Inc have?

Figure Technologies, Inc has received 148 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Figure Technologies, Inc respond to complaints on time?

Figure Technologies, Inc has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Figure Technologies, Inc?

The most common issue reported against Figure Technologies, Inc is "Incorrect information on your report" in the "Mortgage" product category.

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