CFPB · Diversified product mix

Auto Trakk, LLC

244 CFPB complaints · diversified mix (top product 27.5%) · top issue Incorrect information on your report.

244 CFPB complaints

Auto Trakk, LLC: top product "Credit reporting, credit repair services, or other personal consumer reports" is only 27.5% of 244 - multi-bucket mix. Timely 98.8% · relief 1.2%. Allegations, not findings.

  • Diversified product mix
  • +100% filings 2014 to 2026

CFPB relief outcome brief

CCDB company auto-trakk-llc

1.2% relief · 98.8% timely · 244 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Nicholas Financial Inc. (0.8% relief)

Auto Trakk, LLC (this)1.2%Figure Technologies, Inc0.8%Alpha Recovery Corp31.4%Sensible Auto Lending, LLC0%Mountain Land Collections, I…5.3%
Closed-with-relief % among Auto Trakk, LLC and nearest filing-volume peers

Auto Trakk, LLC closes 1.2% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Auto Trakk, LLC's 244 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 98.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Auto Trakk, LLC complaint mix by product

Total complaints: 244

Auto Trakk, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 244 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 67 complaints (27.5%), resolution 0.0% Credit reporting, 27.5% Debt collection: 56 complaints (23.0%), resolution 0.0% Debt collection 23.0% Vehicle loan: 53 complaints (21.7%), resolution 0.0% Vehicle loan 21.7% Credit reporting: 38 complaints (15.6%), resolution 0.0% Credit reporting 15.6% Consumer Loan: 28 complaints (11.5%), resolution 10.7% Consumer Loan 11.5% Payday loan,: 2 complaints (0.8%), resolution 0.0%
  • Credit reporting, 67 27.5% 0% relief
  • Debt collection 56 23.0% 0% relief
  • Vehicle loan 53 21.7% 0% relief
  • Credit reporting 38 15.6% 0% relief
  • Consumer Loan 28 11.5% 11% relief
  • Payday loan, 2 0.8% 0% relief

How Auto Trakk, LLC's 244 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 67
Debt collection 56
Vehicle loan or lease 53
Credit reporting or other personal consumer reports 38
Consumer Loan 28
Payday loan, title loan, or personal loan 2

Where Auto Trakk, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
32% of this company's filings
PA78MI25NC25SC21MD18DC14FL12IN8

Auto Trakk, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
18
+100% vs 2014
010203040 2014201620182020202220242026 18

Top States

State Complaints
PA 78
MI 25
NC 25
SC 21
MD 18
DC 14
FL 12
IN 8
OH 6
DE 5
TX 5
GA 4
KY 4
CA 3
VA 3
NJ 3
AL 2
NV 2
IL 2
MA 1

Top Issues

Issue Complaints
Incorrect information on your report 72
Attempts to collect debt not owed 29
Improper use of your report 22
Managing the loan or lease 18
Problem with a credit reporting company's investigation into an existing problem 15
Problems when you are unable to pay 11
Struggling to pay your loan 11
Problems at the end of the loan or lease 10
Took or threatened to take negative or legal action 9
Repossession 9
Problem with a company's investigation into an existing problem 8
Taking out the loan or lease 7
False statements or representation 5
Written notification about debt 5
Communication tactics 3
Getting a loan or lease 2
Improper contact or sharing of info 2
Cont'd attempts collect debt not owed 2
Vehicle was repossessed or sold the vehicle 2
Disclosure verification of debt 1

Yearly Trend

Year Complaints Timely
2014 9 100%
2015 6 100%
2016 14 92.9%
2017 17 100%
2018 11 100%
2019 19 100%
2020 27 100%
2021 21 100%
2022 24 95.8%
2023 25 100%
2024 24 95.8%
2025 29 100%
2026 18 100%

Source: CFPB Consumer Complaint Database

Auto Trakk, LLC spreads across product buckets

Auto Trakk, LLC's 244 logged complaints stay concentrated: only 22 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-05-02.

Auto Trakk, LLC answers 98.8% of complaints inside the CFPB's tracked window and closes 98.4% with a written explanation. 1.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Auto Trakk, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Auto Trakk, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Auto Trakk, LLC (98.8% timely; 1.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix