CFPB · Diversified product mix

Money Tree Lending

7 CFPB complaints · diversified mix (top product 28.6%) · top issue Struggling to pay your loan.

7 CFPB complaints

Money Tree Lending: top product "Payday loan, title loan, personal loan, or advance loan" is only 28.6% of 7 - multi-bucket mix. Timely 14.3% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • 0% filings 2018 to 2026

CFPB relief outcome brief

CCDB company money-tree-lending

0% relief · 14.3% timely · 7 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: CCF Intermediate Holdings LLC (0% relief)

Money Tree Lending (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Money Tree Lending and nearest filing-volume peers

Money Tree Lending closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Money Tree Lending has 7 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 14.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Money Tree Lending complaint mix by product

Total complaints: 7

Money Tree Lending complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 2 complaints (28.6%), resolution 0.0% Payday loan, 28.6% Debt collection: 2 complaints (28.6%), resolution 0.0% Debt collection 28.6% Credit reporting,: 1 complaints (14.3%), resolution 0.0% Credit reporting, 14.3% Payday loan,: 1 complaints (14.3%), resolution 0.0% Payday loan, 14.3% Money transfer,: 1 complaints (14.3%), resolution 0.0% Money transfer, 14.3%
  • Payday loan, 2 28.6% – 0% relief
  • Debt collection 2 28.6% – 0% relief
  • Credit reporting, 1 14.3% – 0% relief
  • Payday loan, 1 14.3% – 0% relief
  • Money transfer, 1 14.3% – 0% relief

How Money Tree Lending's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 2
Debt collection 2
Credit reporting, credit repair services, or other personal consumer reports 1
Payday loan, title loan, or personal loan 1
Money transfer, virtual currency, or money service 1

Concentrated filing states for Money Tree Lending

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WA
57.1% of this company's filings
WA4CA1TN1ID1

Money Tree Lending complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2018
0.511.522.533.5 20182022202320242026 1

Top States

State Complaints
WA 4
CA 1
TN 1
ID 1

Top Issues

Issue Complaints
Struggling to pay your loan 2
Incorrect information on your report 1
Threatened to contact someone or share information improperly 1
Communication tactics 1
Charged fees or interest you didn't expect 1
Unexpected or other fees 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2022 1 0%
2023 3 0%
2024 1 0%
2026 1 0%

Source: CFPB Consumer Complaint Database

Money Tree Lending spreads across product buckets

Money Tree Lending's 7 logged complaints stay concentrated: only 4 states show a filing. 57.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-05-18.

Money Tree Lending answers 14.3% of complaints inside the CFPB's tracked window and closes 14.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Struggling to pay your loan."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Money Tree Lending.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Money Tree Lending: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Money Tree Lending (14.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix