2026 data Public-data reference Official source

Monarch Recovery Holdings, Inc.

621 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

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621
Total Complaints
99%
Timely Response
0%
Disputed
4.3%
Relief Provided
46
States Active
2013
Since

Data updated June 2026

Timely response rate 99.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.3%
Industry median

Share closed with monetary or non-monetary relief.

Monarch Recovery Holdings, Inc. complaint mix by product

Total complaints: 621

Monarch Recovery Holdings, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 621 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 554 complaints (89.5%), resolution 4.7% Debt collection 89.5% Credit reporting: 33 complaints (5.3%), resolution 0.0% Credit reporting,: 16 complaints (2.6%), resolution 0.0% Credit card: 7 complaints (1.1%), resolution 14.3% Debt or: 5 complaints (0.8%), resolution 0.0% Checking or: 3 complaints (0.5%), resolution 0.0% Vehicle loan: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 554 89.5% – 5% relief
  • Credit reporting 33 5.3% – 0% relief
  • Credit reporting, 16 2.6% – 0% relief
  • Credit card 7 1.1% – 14% relief
  • Debt or 5 0.8% – 0% relief
  • Checking or 3 0.5% – 0% relief
  • Vehicle loan 1 0.2% – 0% relief

How Monarch Recovery Holdings, Inc.'s 621 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 554
Credit reporting or other personal consumer reports 33
Credit reporting, credit repair services, or other personal consumer reports 16
Credit card 7
Debt or credit management 5
Checking or savings account 3
Vehicle loan or lease 1
Bank account or service 1
Credit card or prepaid card 1

Top States

State Complaints
NY 95
CA 65
MA 58
GA 42
TX 39
FL 37
NJ 32
OH 21
PA 19
NC 15
AZ 14
TN 14
MD 12
MN 12
VA 11
IL 10
IN 10
MI 10
SC 9
OK 8

Top Issues

Issue Complaints
Attempts to collect debt not owed 189
Written notification about debt 82
Communication tactics 80
False statements or representation 61
Cont'd attempts collect debt not owed 61
Took or threatened to take negative or legal action 26
Incorrect information on your report 20
Improper use of your report 17
Improper contact or sharing of info 17
Threatened to contact someone or share information improperly 14
Disclosure verification of debt 13
Electronic communications 9
Problem with a company's investigation into an existing problem 7
Problem with a credit reporting company's investigation into an existing problem 6
Charged upfront or unexpected fees 2
Closing your account 2
Getting a credit card 2
Taking/threatening an illegal action 2
Problem caused by your funds being low 2
Problem with a lender or other company charging your account 1

Yearly Trend

Year Complaints Timely
2013 17 76.5%
2014 33 100%
2015 36 100%
2016 26 96.2%
2017 17 94.1%
2018 26 100%
2019 13 100%
2020 33 100%
2021 44 100%
2022 30 100%
2023 51 100%
2024 73 100%
2025 141 100%
2026 81 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Monarch Recovery Holdings, Inc.

Monarch Recovery Holdings, Inc.'s 621 logged complaints reach a nationwide footprint - 46 states have at least one filing on record. Only 38.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-26.

Monarch Recovery Holdings, Inc. answers 99% of complaints inside the CFPB's tracked window and closes 95.5% with a written explanation. 4.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Monarch Recovery Holdings, Inc..

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Monarch Recovery Holdings, Inc. have?

621, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Monarch Recovery Holdings, Inc. respond to complaints on time?

99% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Monarch Recovery Holdings, Inc.?

"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.