Total complaints
439
Filed since 2013
439 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
439 consumer complaints filed with the CFPB
This profile shows Law Office of Michael J. Scott, PC's complaint history from CFPB public records. 439 consumers have filed complaints since 2013. The company has a 98.4% timely response rate and has provided relief in 0% of cases.
Total complaints
439
Filed since 2013
Timely response
98.4%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Law Office of Michael J. Scott, PC's 439 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 388 |
| Credit reporting or other personal consumer reports | 17 |
| Credit card | 9 |
| Student loan | 9 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Consumer Loan | 3 |
| Debt or credit management | 3 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Bank account or service | 1 |
| State | Complaints |
|---|---|
| TX | 249 |
| VA | 44 |
| CA | 39 |
| SC | 30 |
| AL | 27 |
| PA | 24 |
| TN | 8 |
| MD | 4 |
| NY | 3 |
| FL | 2 |
| NC | 2 |
| MS | 2 |
| UT | 1 |
| GA | 1 |
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 127 |
| Attempts to collect debt not owed | 101 |
| False statements or representation | 52 |
| Written notification about debt | 42 |
| Communication tactics | 26 |
| Incorrect information on your report | 17 |
| Taking/threatening an illegal action | 14 |
| Cont'd attempts collect debt not owed | 10 |
| Problem with a company's investigation into an existing problem | 6 |
| Threatened to contact someone or share information improperly | 6 |
| Improper contact or sharing of info | 5 |
| Struggling to repay your loan | 3 |
| Electronic communications | 3 |
| Can't repay my loan | 3 |
| Improper use of your report | 3 |
| Problem with a purchase shown on your statement | 2 |
| Problem with customer service | 2 |
| Dealing with my lender or servicer | 2 |
| Disclosure verification of debt | 2 |
| Billing disputes | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 75% |
| 2014 | 19 | 100% |
| 2015 | 23 | 95.7% |
| 2016 | 10 | 100% |
| 2017 | 17 | 94.1% |
| 2018 | 21 | 100% |
| 2019 | 25 | 100% |
| 2020 | 24 | 100% |
| 2021 | 22 | 100% |
| 2022 | 19 | 100% |
| 2023 | 39 | 97.4% |
| 2024 | 67 | 98.5% |
| 2025 | 110 | 98.2% |
| 2026 | 39 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Law Office of Michael J. Scott, PC has accumulated 439 consumer complaints in the CFPB public database, with filings active across 14 U.S. states. Of those submissions, 140 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-30, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Law Office of Michael J. Scott, PC reports a 98.4% timely-response rate and has closed 99.5% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Law Office of Michael J. Scott, PC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Law Office of Michael J. Scott, PC has received 439 consumer complaints filed with the Consumer Financial Protection Bureau.
Law Office of Michael J. Scott, PC has a 98.4% timely response rate to CFPB complaints.
The most common issue reported against Law Office of Michael J. Scott, PC is "Took or threatened to take negative or legal action" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.