Law Office of Michael J. Scott, PC
623 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Law Office of Michael J. Scott, PC complaint mix by product
- Debt collection 555 90.0% – 0% relief
- Credit reporting 25 4.1% – 0% relief
- Student loan 12 1.9% – 0% relief
- Credit card 9 1.5% – 0% relief
- Credit reporting, 8 1.3% – 0% relief
- Debt or 5 0.8% – 0% relief
- Payday loan, 3 0.5% – 0% relief
How Law Office of Michael J. Scott, PC's 623 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 555 |
| Credit reporting or other personal consumer reports | 25 |
| Student loan | 12 |
| Credit card | 9 |
| Credit reporting, credit repair services, or other personal consumer reports | 8 |
| Debt or credit management | 5 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Consumer Loan | 3 |
| Money transfer, virtual currency, or money service | 1 |
| Bank account or service | 1 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 343 |
| VA | 70 |
| CA | 60 |
| SC | 40 |
| AL | 37 |
| PA | 33 |
| TN | 15 |
| MD | 5 |
| NC | 3 |
| FL | 3 |
| NY | 3 |
| IL | 2 |
| GA | 2 |
| MS | 2 |
| NV | 1 |
| UT | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 174 |
| Attempts to collect debt not owed | 151 |
| False statements or representation | 77 |
| Written notification about debt | 72 |
| Communication tactics | 31 |
| Incorrect information on your report | 21 |
| Taking/threatening an illegal action | 14 |
| Cont'd attempts collect debt not owed | 11 |
| Threatened to contact someone or share information improperly | 10 |
| Problem with a company's investigation into an existing problem | 9 |
| Electronic communications | 7 |
| Improper use of your report | 6 |
| Struggling to repay your loan | 5 |
| Improper contact or sharing of info | 5 |
| Disclosure verification of debt | 3 |
| Can't repay my loan | 3 |
| Problem with a purchase shown on your statement | 2 |
| Unauthorized withdrawals or charges | 2 |
| Problem with customer service | 2 |
| Dealing with my lender or servicer | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 75% |
| 2014 | 19 | 100% |
| 2015 | 23 | 95.7% |
| 2016 | 11 | 100% |
| 2017 | 23 | 91.3% |
| 2018 | 26 | 100% |
| 2019 | 29 | 100% |
| 2020 | 35 | 100% |
| 2021 | 31 | 100% |
| 2022 | 25 | 100% |
| 2023 | 55 | 96.4% |
| 2024 | 97 | 99% |
| 2025 | 172 | 98.8% |
| 2026 | 73 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Law Office of Michael J. Scott, PC
Law Office of Michael J. Scott, PC's 623 logged complaints stay concentrated: only 16 states show a filing on record. 48.6% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-20.
Law Office of Michael J. Scott, PC answers 98.6% of complaints inside the CFPB's tracked window and closes 99.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Law Office of Michael J. Scott, PC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Law Office of Michael J. Scott, PC have?
623, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Law Office of Michael J. Scott, PC respond to complaints on time?
98.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Law Office of Michael J. Scott, PC?
"Took or threatened to take negative or legal action", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.