CFPB · Single-product concentration
Mirand Response Systems, Inc.
23 CFPB complaints · 100% in "Debt collection" · top issue Communication tactics.
Mirand Response Systems, Inc.: 100% of 23 CFPB complaints sit in "Debt collection". Timely 65.2% · relief 26.1%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2026
CFPB relief outcome brief
CCDB company mirand-response-systems-inc
26.1% relief · 65.2% timely · 23 filings · Debt collection
Same-product relief peers
Nearest relief peer: Merchants' Credit Guide Company (26.2% relief)
Mirand Response Systems, Inc. closes 26.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Mirand Response Systems, Inc. scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (20/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
100 / 100 percentile-benchmarked
26.1% of complaints closed with relief to the consumer
Timely response
39 / 100 percentile-benchmarked
65.2% of complaints answered inside the CFPB 15-day window
Closed with explanation
20 / 100 percentile-benchmarked
56.5% of complaints closed with an explanation to the consumer
Most of Mirand Response Systems, Inc.'s 23 filings include narrative text
43.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Mirand Response Systems, Inc. complaint mix by product
- Debt collection 23 100.0% – 26% relief
How Mirand Response Systems, Inc.'s 23 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 23 |
Where Mirand Response Systems, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 26.1% of this company's filings
Mirand Response Systems, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 3
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| TX | 6 |
| VA | 3 |
| AL | 3 |
| NY | 2 |
| IL | 2 |
| OH | 2 |
| FL | 1 |
| IN | 1 |
| NJ | 1 |
| SC | 1 |
| NC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 11 |
| Attempts to collect debt not owed | 3 |
| Electronic communications | 3 |
| False statements or representation | 2 |
| Improper contact or sharing of info | 2 |
| Took or threatened to take negative or legal action | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 33.3% |
| 2015 | 3 | 66.7% |
| 2016 | 1 | 0% |
| 2018 | 2 | 100% |
| 2020 | 1 | 0% |
| 2022 | 1 | 100% |
| 2024 | 1 | 100% |
| 2025 | 8 | 87.5% |
| 2026 | 3 | 33.3% |
Source: CFPB Consumer Complaint Database
Mirand Response Systems, Inc. filings cluster in one product
Mirand Response Systems, Inc.'s 23 logged complaints stay concentrated: only 11 states show a filing. 43.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-04-27.
Mirand Response Systems, Inc. answers 65.2% of complaints inside the CFPB's tracked window and closes 56.5% with a written explanation. 26.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mirand Response Systems, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Mirand Response Systems, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 23.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 65.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Mirand Response Systems, Inc. (65.2% timely; 26.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration