CFPB · Mid-pack CFPB posture

Minnesota Life Insurance Co., the

43 CFPB complaints · 6 states · top issue Problems when you are unable to pay.

43 CFPB complaints

Minnesota Life Insurance Co., the has 43 consumer complaints in the CFPB public database. Timely response is 90.7%; 30.2% closed with relief; top product Consumer Loan. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +180% filings 2014 to 2017

CFPB relief outcome brief

CCDB company minnesota-life-insurance-co-the

30.2% relief · 90.7% timely · 43 filings · Consumer Loan

Nearest relief peer: Onemain Financial Holdings, LLC. (15.8% relief)

Minnesota Life Insurance Co.,the (this)30.2%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Minnesota Life Insurance Co., the and nearest filing-volume peers

Minnesota Life Insurance Co., the closes 30.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Minnesota Life Insurance Co., the scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (36/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

79 /100 grade B

Relief provided

100 / 100 percentile-benchmarked

30.2% of complaints closed with relief to the consumer

Timely response

84 / 100 percentile-benchmarked

90.7% of complaints answered inside the CFPB 15-day window

Closed with explanation

36 / 100 percentile-benchmarked

65.1% of complaints closed with an explanation to the consumer

How 43 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 90.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 30.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Minnesota Life Insurance Co., the complaint mix by product

Total complaints: 43

Minnesota Life Insurance Co., the complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 43 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Consumer Loan: 18 complaints (41.9%), resolution 44.4% Consumer Loan 41.9% Debt collection: 14 complaints (32.6%), resolution 28.6% Debt collection 32.6% Credit reporting,: 5 complaints (11.6%), resolution 20.0% Credit reporting, 11.6% Payday loan,: 4 complaints (9.3%), resolution 0.0% Payday loan, 9.3% Credit reporting: 1 complaints (2.3%), resolution 0.0% Payday loan: 1 complaints (2.3%), resolution 0.0%
  • Consumer Loan 18 41.9% – 44% relief
  • Debt collection 14 32.6% – 29% relief
  • Credit reporting, 5 11.6% – 20% relief
  • Payday loan, 4 9.3% – 0% relief
  • Credit reporting 1 2.3% – 0% relief
  • Payday loan 1 2.3% – 0% relief

How Minnesota Life Insurance Co., the's 43 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Consumer Loan 18
Debt collection 14
Credit reporting, credit repair services, or other personal consumer reports 5
Payday loan, title loan, or personal loan 4
Credit reporting 1
Payday loan 1

Where Minnesota Life Insurance Co., the complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IN
32.6% of this company's filings
IN14IL10KY8MO6TN4WI1

Minnesota Life Insurance Co., the rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2017
14
+180% vs 2014
05101520 2014201520162017 14

Top States

State Complaints
IN 14
IL 10
KY 8
MO 6
TN 4
WI 1

Top Issues

Issue Complaints
Problems when you are unable to pay 10
Managing the loan or lease 8
Communication tactics 6
Incorrect information on your report 5
False statements or representation 4
Cont'd attempts collect debt not owed 2
Written notification about debt 2
Getting the loan 1
Incorrect information on credit report 1
Charged fees or interest I didn't expect 1
Struggling to pay your loan 1
Charged fees or interest you didn't expect 1
Problem when making payments 1

Yearly Trend

Year Complaints Timely
2014 5 100%
2015 9 88.9%
2016 15 80%
2017 14 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Minnesota Life Insurance Co., the

Minnesota Life Insurance Co., the's 43 logged complaints stay concentrated: only 6 states show a filing. Only 23.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2017-11-30.

Minnesota Life Insurance Co., the answers 90.7% of complaints inside the CFPB's tracked window and closes 65.1% with a written explanation. 30.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Consumer Loan" draws the most filings, most often for "Problems when you are unable to pay."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Minnesota Life Insurance Co., the.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Minnesota Life Insurance Co., the: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Minnesota Life Insurance Co., the (90.7% timely; 30.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture