2026 data Public-data reference. official source

MINNESOTA LIFE INSURANCE CO., THE

42 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

42 consumer complaints filed with the CFPB

This profile shows MINNESOTA LIFE INSURANCE CO., THE's complaint history from CFPB public records. 42 consumers have filed complaints since 2014. The company has a 90.5% timely response rate and has provided relief in 28.6% of cases.

42
Total Complaints
90.5%
Timely Response
4.8%
Disputed
28.6%
Relief Provided
6
States Active
2014
Since

Total complaints

42

Filed since 2014

Timely response

90.5%

CFPB-tracked response window

Relief rate

28.6%

Closed with monetary or non-monetary relief

Timely response rate 90.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 28.6%
Industry median

Share closed with monetary or non-monetary relief.

MINNESOTA LIFE INSURANCE CO., THE complaint mix by product

Total complaints: 42

MINNESOTA LIFE INSURANCE CO., THE complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 42 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Consumer Loan: 17 complaints (40.5%), resolution 41.2% Consumer Loan 40.5% Debt collection: 14 complaints (33.3%), resolution 28.6% Debt collection 33.3% Credit reporting,: 5 complaints (11.9%), resolution 20.0% Credit reporting, 11.9% Payday loan,: 4 complaints (9.5%), resolution 0.0% Payday loan, 9.5% Payday loan: 1 complaints (2.4%), resolution 0.0% Credit reporting: 1 complaints (2.4%), resolution 0.0%
  • Consumer Loan 17 40.5% 41% relief
  • Debt collection 14 33.3% 29% relief
  • Credit reporting, 5 11.9% 20% relief
  • Payday loan, 4 9.5% 0% relief
  • Payday loan 1 2.4% 0% relief
  • Credit reporting 1 2.4% 0% relief

How MINNESOTA LIFE INSURANCE CO., THE's 42 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Consumer Loan 17
Debt collection 14
Credit reporting, credit repair services, or other personal consumer reports 5
Payday loan, title loan, or personal loan 4
Payday loan 1
Credit reporting 1

Top States

State Complaints
IN 13
IL 10
KY 8
MO 6
TN 4
WI 1

Top Issues

Issue Complaints
Problems when you are unable to pay 10
Managing the loan or lease 7
Communication tactics 6
Incorrect information on your report 5
False statements or representation 4
Written notification about debt 2
Cont'd attempts collect debt not owed 2
Struggling to pay your loan 1
Getting the loan 1
Charged fees or interest I didn't expect 1
Incorrect information on credit report 1
Charged fees or interest you didn't expect 1
Problem when making payments 1

Yearly Trend

Year Complaints Timely
2014 5 100%
2015 9 88.9%
2016 14 78.6%
2017 14 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About MINNESOTA LIFE INSURANCE CO., THE

MINNESOTA LIFE INSURANCE CO., THE has accumulated 42 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 9 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2017-11-30, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, MINNESOTA LIFE INSURANCE CO., THE reports a 90.5% timely-response rate and has closed 66.7% of cases with a written explanation to the consumer. 28.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Consumer Loan", and the single most common underlying issue is "Problems when you are unable to pay".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating MINNESOTA LIFE INSURANCE CO., THE: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does MINNESOTA LIFE INSURANCE CO., THE have?

MINNESOTA LIFE INSURANCE CO., THE has received 42 consumer complaints filed with the Consumer Financial Protection Bureau.

Does MINNESOTA LIFE INSURANCE CO., THE respond to complaints on time?

MINNESOTA LIFE INSURANCE CO., THE has a 90.5% timely response rate to CFPB complaints.

What is the most common complaint about MINNESOTA LIFE INSURANCE CO., THE?

The most common issue reported against MINNESOTA LIFE INSURANCE CO., THE is "Problems when you are unable to pay" in the "Consumer Loan" product category.

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