2026 data Public-data reference. official source

Kingston Data & Credit International Inc.

291 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

291 consumer complaints filed with the CFPB

This profile shows Kingston Data & Credit International Inc.'s complaint history from CFPB public records. 291 consumers have filed complaints since 2015. The company has a 95.5% timely response rate and has provided relief in 0% of cases.

291
Total Complaints
95.5%
Timely Response
0.3%
Disputed
0%
Relief Provided
38
States Active
2015
Since

Total complaints

291

Filed since 2015

Timely response

95.5%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 95.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Kingston Data & Credit International Inc. complaint mix by product

Total complaints: 291

Kingston Data & Credit International Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 291 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 226 complaints (77.7%), resolution 0.0% Debt collection 77.7% Credit reporting: 49 complaints (16.8%), resolution 0.0% Credit reporting 16.8% Credit reporting,: 14 complaints (4.8%), resolution 0.0% Credit card: 2 complaints (0.7%), resolution 0.0%
  • Debt collection 226 77.7% 0% relief
  • Credit reporting 49 16.8% 0% relief
  • Credit reporting, 14 4.8% 0% relief
  • Credit card 2 0.7% 0% relief

How Kingston Data & Credit International Inc.'s 291 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 226
Credit reporting or other personal consumer reports 49
Credit reporting, credit repair services, or other personal consumer reports 14
Credit card 2

Top States

State Complaints
TX 38
FL 27
GA 24
CA 21
LA 19
IL 18
PA 16
OH 13
VA 12
MI 11
TN 11
AZ 8
NC 7
MN 6
CO 5
SC 5
IA 4
AL 4
MT 3
NY 3

Top Issues

Issue Complaints
Attempts to collect debt not owed 93
Written notification about debt 60
Took or threatened to take negative or legal action 36
False statements or representation 29
Incorrect information on your report 28
Problem with a company's investigation into an existing problem 18
Improper use of your report 12
Communication tactics 5
Problem with a credit reporting company's investigation into an existing problem 4
Credit monitoring or identity theft protection services 2
Problem with a company's investigation into an existing issue 1
Electronic communications 1
Threatened to contact someone or share information improperly 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2017 3 66.7%
2020 7 100%
2021 30 100%
2022 37 100%
2023 44 100%
2024 50 100%
2025 89 95.5%
2026 30 76.7%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Kingston Data & Credit International Inc.

Kingston Data & Credit International Inc. has accumulated 291 consumer complaints in the CFPB public database, with filings active across 38 U.S. states. Of those submissions, 83 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-20, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Kingston Data & Credit International Inc. reports a 95.5% timely-response rate and has closed 99.7% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Kingston Data & Credit International Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Kingston Data & Credit International Inc. have?

Kingston Data & Credit International Inc. has received 291 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Kingston Data & Credit International Inc. respond to complaints on time?

Kingston Data & Credit International Inc. has a 95.5% timely response rate to CFPB complaints.

What is the most common complaint about Kingston Data & Credit International Inc.?

The most common issue reported against Kingston Data & Credit International Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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